{"uid":"cap_UV5UwLtQ82A3yVqpxrqO9","slug":"taxpulse-529-check-lite-2e035cd3","name":"TaxPulse 529 Check Lite","description":"529 withdrawal & rollover checker — LITE preview. Same deterministic engine as the full product: verdict + a one-line federal headline for THIS withdrawal (K-12 OBBBA cap, credentialing, SECURE 2.0 Roth rollover, student-loan cap, non-qualified) and a California-trap flag. Full federal/CA breakdown, all flags, and IRC/SECURE 2.0/OBBBA/FTB citations are in the full product. Deterministic, no LLM.","url":"https://taxpulse.theaslangroupllc.com/api/tax/529-check-lite?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":["purpose","amount"],"properties":{"state":{"type":"string","description":"Your state — CA arms the non-conformity traps (K-12, credentialing, Roth rollovers)"},"amount":{"type":"string","description":"Withdrawal/rollover amount, e.g. 15000"},"purpose":{"type":"string","description":"college|k12|credentialing|roth_rollover|nonqualified|apprenticeship|student_loan"},"account_age_years":{"type":"string","description":"roth_rollover: years the account has existed for this beneficiary (15 required)"},"beneficiary_earned_income":{"type":"string","description":"roth_rollover: beneficiary earned income this year"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","errors":{"400":{"example":{"error":"purpose parameter required"},"description":"Invalid or missing parameter(s) — required: purpose, amount. Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."},"402":{"description":"Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."},"500":{"example":{"error":"upstream_failed"},"description":"Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."}},"example":{"verdict":"QUALIFIED_WITH_LIMITS","california_trap":false,"federal_headline":"$20,000 qualifies (cap $20,000)."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.25","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.25/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_7naS02vAKmq_aWfJs0u8v","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.25","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Checks whether a 529 plan withdrawal or rollover qualifies under federal and state tax rules, flagging California non-conformity traps and limits","exampleAgentPrompt":"I'm thinking of withdrawing $15,000 from my 529 plan to pay for my kid's K-12 tuition — we're in California. Can you check if this is a qualified withdrawal or if California has any non-conformity traps I should know about?","exampleUseCases":[{"title":"California K-12 529 withdrawal check","prompt":"We're in California and I want to pull $10,000 from our 529 for private middle school tuition. Is that a qualified withdrawal or will California tax it differently than the federal rules?"},{"title":"529 to Roth rollover eligibility","prompt":"I want to roll $20,000 from my kid's 529 into a Roth IRA — the account has been open for 16 years and she earned $18,000 this year. Is this a qualified rollover and what are the limits?"},{"title":"Apprenticeship program 529 withdrawal","prompt":"Can I take $8,000 out of a 529 account to pay for a registered apprenticeship program in New York? Is that a qualified expense federally and under NY state law?"}],"resultDescription":"Returns a verdict (e.g. QUALIFIED_WITH_LIMITS, NONQUALIFIED, QUALIFIED), a boolean flag indicating whether a California non-conformity trap applies, and a plain-English federal headline summarizing the qualification status and any applicable caps or restrictions.","failureModes":["Missing required 'amount' or 'purpose' fields returns a 400 validation error","Invalid 'purpose' enum value (not one of the defined options) causes rejection","Roth rollover checks without 'account_age_years' or 'beneficiary_earned_income' may return incomplete or error responses","State-specific analysis unavailable for states other than CA and NY (only partial results returned)","Ambiguous amount strings (non-numeric) may fail parsing"],"whenToPreferThis":"Use this endpoint when you need a fast, citation-backed check on 529 plan withdrawal or rollover qualification — especially when California non-conformity traps are a concern (K-12, credentialing, Roth rollovers). Prefer this over generic tax APIs when you need state-specific 529 analysis grounded in actual statutory corpora (R&TC, FTB, OTA, NY Tax Law, NYCRR), not just federal rules.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-29T07:29:35.520Z","isFirstParty":false,"canonicalSlug":"taxpulse-529-check-lite-2e035cd3"}