{"uid":"cap_UKDs0KKcTNbiRq6g2kyG-","slug":"payai-phone-intelligence-fraud-risk-scoring-c1ab10ba","name":"PayAI Phone Intelligence & Fraud Risk Scoring","description":"Phone-number intelligence in one call: validity and E.164 normalization, line type (mobile, fixed line, VOIP, toll free, premium rate), country and region, carrier hint, timezones, and a deterministic 0-100 fraud/KYC risk score with a band and reasons. Offline number-plan metadata from Google libphonenumber. Risk indicators only, not a definitive fraud verdict; no live status and no owner identity; the input number is not stored.","url":"https://payai.agentstools.dev/phone/intel?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":["number"],"properties":{"number":{"type":"string","description":"Phone number. E.164 (e.g. +14155552671) or a national number when 'country' is also given."},"region":{"type":"string","description":"Alias of 'country' (ISO-3166 alpha-2)."},"country":{"type":"string","description":"Optional ISO-3166 alpha-2 country code (e.g. US, GB, DE) for national-format input."}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"0.5000","medianCents":"0.5000","p90Cents":"0.5000","minCents":"0.5000","maxCents":"0.5000","p95Cents":"0.5000","sampleCount":1,"varies":false,"failureChargeRate":1},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_-2KoYYBHLGfYVY00_wzPA","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Validates and normalizes a phone number, detects line type and carrier, and returns a deterministic 0-100 KYC/fraud risk score with reasons using offline libphonenumber metadata","exampleAgentPrompt":"Can you run an intelligence check on the phone number +14155552671 — I need to know if it's valid, what line type it is (mobile, VOIP, etc.), and what its fraud risk score is before I approve this new user signup?","exampleUseCases":null,"resultDescription":"Returns E.164-normalized number, validity flag, line type (mobile/fixed/VOIP/toll-free/premium), country, region, carrier hint, associated timezones, and a deterministic 0-100 risk score with a risk band label and human-readable reasons explaining the score.","failureModes":["Missing 'number' query parameter returns 400/validation error","Ambiguous national-format number without country code may fail to parse","Unrecognized or unparseable number string returns invalid/error response","Payment not sent or incorrect amount returns 402 Payment Required","Numbers from territories with incomplete libphonenumber coverage may have reduced accuracy"],"whenToPreferThis":"Use this endpoint when you need fast, offline-capable phone number validation combined with KYC/fraud risk scoring in a single call — especially for onboarding flows where you want to flag VOIP, premium-rate, or suspicious numbers before allowing account creation. Prefer this over live number lookup services when you don't need real-time active-status or owner identity, and when privacy matters since the number is not stored.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-11T06:50:44.798Z","isFirstParty":false,"canonicalSlug":"payai-phone-intelligence-fraud-risk-scoring-c1ab10ba"}