{"uid":"cap_UEjKd1pvpvd3_a8KcKhog","slug":"chainray-on-chain-credit-score-9bfa7a55","name":"ChainRay On-Chain Credit Score","description":"ChainRay /credit-score","url":"https://chainray.online/credit-score/:var1","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"pathParams":{"type":"object"},"queryParams":{"type":"object","required":["address"],"properties":{"chain":{"type":"string","description":"Blockchain network"},"address":{"type":"string","description":"Wallet or contract address"}}}},"additionalProperties":false}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_7gEpJJAiGVCVg-36MfDpg","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a blockchain-based credit score for a given wallet or contract address on a specified chain","exampleAgentPrompt":"What's the ChainRay credit score for wallet 0x742d35Cc6634C0532925a3b8D4C9B7e5aF6e3d on Ethereum?","exampleUseCases":[{"title":"Verify borrower creditworthiness before lending","prompt":"Check the ChainRay credit score for this wallet address before we approve their loan request on our DeFi protocol."},{"title":"Screen counterparties for smart contracts","prompt":"I need you to look up the on-chain credit score for this contract address and tell me if it's safe to interact with them for our partnership."},{"title":"Risk-rank portfolio of active traders","prompt":"Pull ChainRay credit scores for all these Ethereum wallet addresses so we can identify which ones have the strongest on-chain reputation and lowest risk."}],"resultDescription":"Returns an on-chain credit score and associated risk metrics for the queried wallet or contract address, reflecting historical transaction behavior, DeFi interactions, and repayment patterns observed on-chain.","failureModes":["Invalid or malformed wallet address returns 400 error","Unsupported blockchain network returns error or empty result","Address with no on-chain history may return null or low-confidence score","Payment failure (x402) if USDC not available","Rate limiting or timeout for heavily queried addresses"],"whenToPreferThis":"Use this endpoint when you need a quantified creditworthiness signal for a blockchain address — especially useful for DeFi lending decisions, whitelisting wallets, or risk profiling counterparties. Prefer this over token-risk endpoints when the focus is on the wallet/user behavior rather than the token itself.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T12:51:59.727Z","isFirstParty":false}