{"uid":"cap_U7n6KTCZKw7FfM1C-UF4_","slug":"insurepulse-annual-insurance-review-52b13df7","name":"InsurePulse Annual Insurance Review","description":"Annual insurance review and policy-portfolio check — surfaces coverage gaps, overpayments, bundling savings, and life-stage adjustments across an entire set of policies. Country-aware. For insurance and personal-finance agents, any country.","url":"https://insurepulse.vercel.app/api/insure/review","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{"lang":{"type":"string","description":"Response language"},"country":{"type":"string","description":"ISO country code (e.g. US, UK, DE, CA, AU) — tailors norms and benchmark anchors. Default US."},"policies":{"type":"string","description":"Current policies held (e.g. 'auto,home,life,umbrella')"},"net_worth":{"type":"number","description":"Estimated net worth (in local currency) for umbrella/liability sizing"},"life_stage":{"type":"string","description":"Recent life events (e.g. 'new baby', 'home purchase', 'retirement')"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.15","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.15/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_pkUS8kct3hyvkeOuF1nOV","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.15","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Performs a comprehensive annual review of a user's entire insurance portfolio, surfacing coverage gaps, overpayments, bundling opportunities, and life-stage adjustments across any country.","exampleAgentPrompt":"Can you do a full annual insurance review across all my policies — home, auto, and life — and tell me if I have any coverage gaps, places I'm overpaying, or bundling savings I'm missing? I'm 38, married with two kids, living in Texas.","exampleUseCases":[{"title":"Post-wedding insurance portfolio audit","prompt":"I just got married last month and we combined our policies. Can you review our entire insurance portfolio — we have two homes, three cars, and life insurance from both our old jobs — and tell me if we're duplicating coverage, missing anything important, or if we could save money by bundling or consolidating?"},{"title":"Life-stage coverage adjustment review","prompt":"I'm turning 50 next month and my kids just finished college. Can you do a comprehensive review of all my insurance policies and let me know if my coverage levels still make sense for where I am in life now, or if I should be adjusting my home, auto, life, and liability insurance?"},{"title":"Identify insurance waste and savings","prompt":"I feel like I might be overpaying on some of my insurance or have policies I don't really need anymore. Can you analyze my entire insurance portfolio across all my policies in Canada and tell me where I might be wasting money, what coverage gaps I have, and what bundling or switching opportunities could save me the most?"}],"resultDescription":"Returns a structured report covering identified coverage gaps, overpayment alerts, bundling savings opportunities, and recommended life-stage adjustments across the user's full insurance portfolio, applicable to any country.","failureModes":["Incomplete or missing policy details result in partial analysis with lower confidence recommendations","Unsupported or ambiguous country/region may reduce accuracy of local carrier and regulatory guidance","Insufficient portfolio data may cause generic rather than personalized recommendations","API returns 402 if payment of $0.15 USDC is not completed via x402 protocol"],"whenToPreferThis":"Use this endpoint when you need a holistic, cross-policy annual insurance review rather than analysis of a single insurance type. It is ideal for personal-finance or insurance agents performing yearly client check-ins, life-event reassessments, or full portfolio audits across multiple policy types and countries.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T12:39:08.599Z","isFirstParty":false}