{"uid":"cap_T8xA-7sgBpNWHn0FfUZiP","slug":"financial-analyst-ai-52b53cca","name":"Fix-and-Flip Underwriting by financial-analyst.ai","description":"Fix-and-flip underwriting — models purchase, rehab, carry costs, and sale to produce net profit, ROI, annualized return, and a GO/NO-GO verdict.","url":"https://financial-analyst.ai/fix-flip/underwrite","method":"POST","headers":{},"bodySchema":{"type":"object"},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.5","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.5/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_aNKxk3V7q16bAHrjAZ-rb","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.5","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Models purchase price, rehab costs, carry costs, and projected sale price to return net profit, ROI, annualized return, and a GO/NO-GO investment verdict for fix-and-flip real estate deals.","exampleAgentPrompt":"Run a fix-and-flip underwrite on a property I can buy for $180,000, with $45,000 in rehab costs, a 6-month hold, hard money financing at 10% interest-only, and an ARV of $295,000 — tell me the net profit, ROI, annualized return, and whether it's a GO or NO-GO.","exampleUseCases":[{"title":"Quick flip decision on distressed property","prompt":"I found a distressed house listed at $165,000, I can rehab it for about $38,000 over 4 months, and comps suggest I can sell it for $270,000. Can you run the numbers with hard money at 11% to tell me if it's worth pursuing?"},{"title":"Evaluate multiple deals side-by-side","prompt":"I have three potential flips I'm comparing — can you analyze each one and give me the net profit and annualized return so I know which deal makes the most sense financially?"},{"title":"Maximize purchase price within profit target","prompt":"I want to make sure any flip I do clears at least $35,000 in profit. What's the highest I should pay for a property if I'm looking at $40,000 in rehab, 5-month hold, and an ARV of $310,000 using a hard money loan?"}],"resultDescription":"Returns a structured breakdown including total project cost, net profit after all costs, ROI percentage, annualized return, and a binary GO/NO-GO investment verdict based on the modeled purchase, rehab, carry, and sale scenario.","failureModes":["Missing required inputs (purchase price, rehab cost, ARV) returns a 400 validation error","ARV lower than total costs results in a NO-GO with negative profit figures","Invalid financing parameters (e.g. negative interest rate) return a 422 unprocessable entity","Payment not provided or insufficient USDC results in 402 Payment Required","Server-side model error returns 500 with no verdict"],"whenToPreferThis":"Use this endpoint when evaluating a specific fix-and-flip residential deal and you need a full cost-stack model with a clear GO/NO-GO output. Prefer this over generic ROI calculators when you need carry costs, rehab, and financing baked into a single underwriting verdict. Distinct from the SFR or STR endpoints which model hold-and-rent strategies rather than buy-rehab-sell.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T18:39:49.729Z","isFirstParty":false}