{"uid":"cap_QvxIDDvO2gItnmiUqmk3G","slug":"eu-deposit-rates-ecb-mfi-statistics-3d833a07","name":"EU Deposit Rates (ECB MFI Statistics)","description":"Average interest rate banks pay on new household time deposits (up to 1 year) and on overnight deposits in a euro area country; without a country, a ranking. Official ECB MFI interest rate statistics.","url":"https://api.vextorium.com/v1/eu-deposit-rates?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"months":{"type":"integer"},"country":{"type":"string","description":"Euro area country code or EA; omit for ranking"}}},"responseSchema":{"type":"json","example":{"last":{"zone":"ES","month":"2026-08","overnight_pct":0.16,"term_up_to_1_year_pct":2.01},"name":"Spain","zone":"ES","series":[{"zone":"ES","month":"2026-03","overnight_pct":0.15,"term_up_to_1_year_pct":1.77},{"zone":"ES","month":"2026-04","overnight_pct":0.15,"term_up_to_1_year_pct":1.78}],"source":"European Central Bank, MIR"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.003","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.003/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_M_KIh-JXc5DUzgvcItN_T","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.003","costPer":"request","priority":0,"asset":"EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns the average interest rates banks pay on new household time deposits (up to 1 year) and overnight deposits in a euro area country, or a ranking across countries, sourced from official ECB MFI statistics.","exampleAgentPrompt":"What interest rate are banks in Spain currently paying on household overnight deposits and time deposits up to 1 year? Give me the last 6 months of data based on ECB MFI statistics.","exampleUseCases":[{"title":"Compare eurozone deposit rates ranking","prompt":"Show me a ranking of all euro area countries by the average interest rate banks are paying on household deposits right now, using the latest ECB MFI data."},{"title":"Track deposit rate trend for one country","prompt":"Pull the ECB MFI deposit rate history for France for the last 12 months — I want to see both the overnight rate and the term deposit rate up to 1 year month by month."},{"title":"Find best savings rate in eurozone","prompt":"Which euro area country is currently offering the highest average term deposit rate for household savings according to ECB official statistics?"}],"resultDescription":"Returns a JSON object with: the country name and zone code, the most recent month's overnight and term deposit rates (as percentages), and a historical time series array of monthly rate readings — both overnight and up to 1 year term — all sourced from the ECB MFI Interest Rate (MIR) dataset.","failureModes":["Invalid or unsupported country code returns empty or error response","Country code not in euro area returns no data","Requesting too many months may return partial series if ECB data is unavailable for early periods","Missing required 'type', 'method', or 'bodyType' fields in input object causes validation error","ECB source data may lag by 1-2 months, so very recent months may be absent"],"whenToPreferThis":"Use this endpoint when you need official ECB-sourced interest rate data on what banks pay depositors in the euro area — specifically household overnight or short-term (up to 1 year) deposit rates by country. Prefer this over general financial data APIs when you need authoritative MFI statistics, country-level eurozone comparisons, or historical monthly series for banking/savings rate analysis.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-15T12:38:11.170Z","isFirstParty":false,"canonicalSlug":"eu-deposit-rates-ecb-mfi-statistics-3d833a07"}