{"uid":"cap_OYR5lXHdAYmZ9pd9PxveZ","slug":"nexusapi-loan-calculator-3247bd52","name":"NexusAPI Loan Calculator","description":"Crypto, AI, Social Media, Finance, Weather, Tools & more. Pay per call in USDC on Base. No API keys.","url":"https://nexus-api-virid.vercel.app/api/finance/loan/calc","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"query":{"type":"string","description":"Search query or input parameter"}}},"responseSchema":{"type":"object","description":"API response data"},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.094361","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.094361/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.094361","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.094361","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_r4le59GcfqRqVWOEMQzeH","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.094361","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates loan repayment schedules, monthly payments, and interest costs given loan parameters","exampleAgentPrompt":"Can you calculate the monthly payment and total interest for a $25,000 personal loan at 7.5% annual interest rate over 5 years?","exampleUseCases":[{"title":"Mortgage affordability planning","prompt":"I'm looking at a $450,000 home. Can you calculate what my monthly mortgage payment would be with a 20% down payment, at 6.8% interest over 30 years, so I can see if I can afford it?"},{"title":"Car loan comparison","prompt":"I want to compare financing a $35,000 car loan at 5.9% interest — show me the monthly payments and total interest for both a 48-month and a 72-month term so I can decide which is better."},{"title":"Personal loan total cost estimate","prompt":"If I take out a $10,000 personal loan at 12% APR and pay it back over 3 years, what will my monthly payment be and how much total interest will I end up paying?"}],"resultDescription":"Returns computed loan metrics including monthly payment amount, total repayment amount, total interest paid, and potentially an amortization schedule broken down by payment period.","failureModes":["Missing or invalid loan amount returns an error response","Negative or zero interest rate may cause unexpected calculation results","Malformed query string may result in a generic API error","Unsupported loan type or term format may produce null results","Network or payment processing failure returns a 402 or 5xx status"],"whenToPreferThis":"Use this endpoint when you need quick, programmatic loan payment calculations without integrating a full financial platform. Ideal for AI agents helping users evaluate borrowing scenarios, compare loan terms, or plan budgets around debt repayment. Prefer this over manual spreadsheet approaches or scraping bank websites when you need structured, machine-readable output for further processing.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T00:55:23.244Z","isFirstParty":false}