{"uid":"cap_OCllY4IZe2a2pyTeqtnSV","slug":"47620-xyz-polygon-should-pay-verdict-d0d3f387","name":"47620.xyz Polygon Should-Pay Verdict","description":"A pay / review / do-not-pay verdict before sending funds on polygon: contract-vs-wallet, funding, USDC balance, activity and risk, phrased as a decision an agent can act on. Optional ?amount=<usd> context.","url":"https://47620.xyz/x/polygon/should-pay/:address?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":null,"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"registry","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_sLhdkO0EsNwjErMkkXUc-","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":null,"unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a pay/review/do-not-pay decision for a Polygon address before sending funds, including contract-vs-wallet classification, USDC balance, funding history, and risk signals.","exampleAgentPrompt":"Before I send 50 USDC, can you check whether this Polygon address 0x4A3B...c7F2 is safe to pay — tell me if it's a contract or wallet, what its USDC balance looks like, and give me a pay or do-not-pay recommendation?","exampleUseCases":[{"title":"Pre-payment safety check for freelancer","prompt":"I'm about to pay a contractor 200 USDC on Polygon — can you check the address 0xAbCd...1234 and tell me if it's safe to send funds, whether it's a real wallet or a contract, and what the risk verdict is?"},{"title":"Agent autonomy gate before disbursement","prompt":"My agent needs to pay out 75 USDC on Polygon to address 0x9f3e...8a21 — run a should-pay check first and only proceed if the verdict comes back as pay, not review or do-not-pay."},{"title":"Vendor due diligence for invoice payment","prompt":"We just received an invoice asking for 500 USDC sent to Polygon address 0x7B2c...F490 — can you do a full risk check on that address and tell me whether we should pay, hold for review, or refuse?"}],"resultDescription":"A structured verdict of 'pay', 'review', or 'do-not-pay' along with supporting signals: whether the address is a contract or wallet, its USDC balance, funding history, on-chain activity level, and risk indicators. If an optional USD amount is provided, the recommendation is contextualized to that transaction size.","failureModes":["Invalid or malformed Polygon address returns an error","Address has no on-chain history, leading to a conservative 'review' verdict with limited data","Network congestion on Polygon may cause slow or failed RPC responses","Unrecognized contract types may return incomplete classification data","Payment of $0.02 USDC per call must succeed before response is returned"],"whenToPreferThis":"Use this endpoint when an AI agent or autonomous system needs a structured go/no-go decision before disbursing funds to a Polygon address. It is preferred over raw balance checks or manual inspection because it aggregates contract type, activity, USDC balance, and risk signals into a single actionable verdict. Choose this over the Base equivalent when the target address and funds are on the Polygon network specifically.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-02T00:46:50.363Z","isFirstParty":false,"canonicalSlug":"47620-xyz-polygon-should-pay-verdict-d0d3f387"}