{"uid":"cap_O6Kgf8QRUZ8jERY0Dvjx6","slug":"factline-company-financial-health-credit-risk-36682a0a","name":"Factline Company Financial Health & Credit Risk","description":"Company financial health and credit risk signals: accounts, turnover, result, insolvency (UK, France, Norway, Finland, Netherlands). Use to check if a European company is healthy before you deal with it: UK accounts overdue, size band and insolvency history; French headcount, turnover, net result and BODACC insolvency; Norwegian employees, bankruptcy, winding-up and filed accounts; Finnish bankruptcy and restructuring; Dutch insolvency with a KvK number. Verdict healthy, watch, distressed or...","url":"https://factline.dev/v1/company/health?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","properties":{"id":{"type":"string","description":"Or a company number: UK company number, French SIREN, Norwegian org number, Finnish business ID, LEI, etc."},"kvk":{"type":"string","description":"Optional Dutch KvK number: adds the Dutch insolvency register"},"name":{"type":"string","description":"Company name, e.g. Danone"},"country":{"type":"string","description":"ISO country of the company, e.g. GB, FR, NO, FI, NL"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_RHoSscvveNspZ3rNE754S","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns financial health signals and credit risk verdict (healthy/watch/distressed) for European companies across UK, France, Norway, Finland, and Netherlands.","exampleAgentPrompt":"Can you check the financial health of Danone — the French company with SIREN 552032534 — and tell me if they're healthy, at risk, or distressed, including their latest turnover and any insolvency history?","exampleUseCases":[{"title":"Supplier due diligence before contract","prompt":"We're about to sign a 2-year supply agreement with a UK company called Brightstone Materials Ltd, company number 08234561. Can you check their financial health — whether their accounts are overdue, their size band, and if they have any insolvency history?"},{"title":"French partner credit risk screening","prompt":"I need to assess credit risk for a French company called Groupe Legrand, SIREN 421259615 — can you pull their headcount, turnover, net result, and flag any BODACC insolvency filings?"},{"title":"Dutch counterparty insolvency check","prompt":"Before we wire payment to our Dutch vendor, can you check if they're bankrupt or insolvent? Their KvK number is 34180951 and the company is called TechFlow Netherlands BV."}],"resultDescription":"Returns a structured health verdict (healthy, watch, distressed, or equivalent) alongside country-specific financial signals: for UK — accounts overdue status, size band, insolvency history; for France — headcount, turnover, net result, BODACC insolvency filings; for Norway — employee count, bankruptcy and winding-up status, filed accounts; for Finland — bankruptcy and restructuring flags; for Netherlands — insolvency register status via KvK number.","failureModes":["Company not found in registry — returns empty or no-match response","Invalid or unrecognised company number format for the specified country","Country not supported — only UK, FR, NO, FI, NL are covered","Stale or missing data if the company has not filed recent accounts","KvK number required for Dutch insolvency lookup but not provided","Ambiguous company name match when no registration number is supplied"],"whenToPreferThis":"Choose this endpoint when you need a fast, multi-signal financial health verdict for a European company before entering a business relationship — especially when you need country-specific signals like UK accounts overdue status, French BODACC insolvency, Norwegian bankruptcy, Finnish restructuring, or Dutch KvK-linked insolvency. Prefer over generic company lookup APIs when the output verdict (healthy/watch/distressed) and credit risk framing are needed, not just raw registry data.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-27T19:15:07.070Z","isFirstParty":false,"canonicalSlug":"factline-company-financial-health-credit-risk-36682a0a"}