{"uid":"cap_NCwUH9eSASfTRzhnbL60x","slug":"edgar-fundamental-scores-quick-ticker-verdict-d7e261dd","name":"EDGAR Fundamental Scores – Quick Ticker Verdict","description":"Pay-per-call verdicts for US public companies from SEC EDGAR: financial health (healthy/watch/distress + fraud-risk flag from Piotroski F, Altman Z, Beneish M), insider-trading verdict from Form 4s, red-flag events from 8-Ks and late filings, and a daily most-distressed list. x402 USDC micropayments, no account or key. Not investment advice.","url":"https://fundamental-scores-x402.onrender.com/v1/quick/%7Bticker%7D?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":{"type":"json","example":{"cik":320193,"name":"Apple Inc.","flags":[],"ticker":"AAPL","altmanZ":2.346,"summary":"FY ending 2025-09-27: Piotroski F 8/9 ...","beneishM":-2.234,"altmanZone":"grey","piotroskiF":8,"altmanModel":"Z'","beneishFlag":"low","fiscalYearEnd":"2025-09-27","piotroskiTestsAvailable":9}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_VQgWL5ZAk5G7j34D0I7pB","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a one-call financial health verdict (healthy/watch/distress), Piotroski F-score, Altman Z-score, Beneish M-score with fraud-risk flag, and summary for a US public company by ticker symbol","exampleAgentPrompt":"What's the financial health verdict for Apple — is it healthy, in the watch zone, or in distress, and is there any earnings manipulation flag from its latest 10-K?","exampleUseCases":[{"title":"Pre-investment financial health check","prompt":"Before I buy shares in Delta Air Lines, can you check its Piotroski F-score, Altman Z-score, and whether there are any earnings manipulation red flags from its latest annual filing?"},{"title":"Portfolio distress screening","prompt":"I'm worried about my position in Bed Bath & Beyond — can you pull the quick financial health verdict and tell me if it's in the distress zone or flagged for fraud risk?"},{"title":"Analyst due diligence on acquisition target","prompt":"We're looking at acquiring a company — can you run the financial health check on 3M, including its Altman Z zone and Beneish M fraud flag, so I can include it in the due diligence summary?"}],"resultDescription":"A JSON object containing the company's CIK and name, ticker, fiscal year end date, Piotroski F-score (out of 9) with number of tests available, Altman Z-score and zone classification (safe/grey/distress) with model variant used, Beneish M-score with low/high fraud flag, a plain-English summary of the financial health verdict, and any active flags.","failureModes":["Unknown or delisted ticker returns 404 or empty result","Company lacks sufficient XBRL 10-K data for full scoring — fewer Piotroski tests available","Payment not settled via x402 returns 402 Payment Required","Render cold-start latency on first call after idle period","Foreign-listed or OTC companies may not have SEC EDGAR filings"],"whenToPreferThis":"Use this endpoint when you need a fast, single-call financial health summary for a US public company with no API key or account setup — ideal for agents doing pre-trade screening, due diligence triage, or distress monitoring. Prefer over full accounting-detail endpoints when you only need the top-line verdict and composite scores rather than all 9 Piotroski sub-tests or multi-year trend data.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-30T12:33:32.416Z","isFirstParty":false,"canonicalSlug":"edgar-fundamental-scores-quick-ticker-verdict-d7e261dd"}