{"uid":"cap_N52CzspoVztjaP7-X485r","slug":"speraxos-defi-lending-data-api-38ed61da","name":"SperaxOS DeFi Lending Data API","description":"AI-powered DeFi intelligence APIs payable via the x402 HTTP payment protocol. No API key required — pay per request with USDC on Base. Identity-only (SIWX) endpoints are free for wallets with an agentcash identity.","url":"https://chat.sperax.io/api/x402/v1/data/lending?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_UMqtrGKyV3QktNq1Qj7ot","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0xD74f5255D557944cf7Dd0E45FF521520002D5748","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Retrieves AI-powered DeFi lending market intelligence and data for protocols on Base and other chains, payable per-request via x402/USDC","exampleAgentPrompt":"Pull the current DeFi lending rates and pool metrics from SperaxOS — I want to see where I can get the best supply APY for USDC on Base right now.","exampleUseCases":[{"title":"Yield optimization for idle stablecoins","prompt":"What are the best lending rates available for USDC right now across DeFi protocols on Base? I want to put my idle stablecoins to work at the highest safe yield."},{"title":"DeFi borrowing cost comparison","prompt":"Check the current borrow rates on DeFi lending protocols — I'm trying to figure out the cheapest place to take out a loan against my crypto collateral."},{"title":"Automated DeFi portfolio rebalancing","prompt":"Fetch me the latest lending pool APYs and utilization rates from SperaxOS so my agent can decide whether to reallocate my lending position this week."}],"resultDescription":"Returns structured DeFi lending market data including supply and borrow APYs, pool utilization rates, available liquidity, and protocol-level metrics for lending platforms, powered by SperaxOS AI intelligence.","failureModes":["Payment not included or insufficient USDC — returns HTTP 402 with payment requirements","Invalid or missing filter properties — returns empty or malformed response","Protocol or chain not supported — no data returned for that filter","Network or provider downtime — service unavailable error","Wallet identity not recognized for free SIWX tier — payment required"],"whenToPreferThis":"Choose this endpoint when you need real-time DeFi lending intelligence on Base without setting up an API key, prefer pay-per-use micro-payment pricing via x402/USDC, or want AI-enriched lending data rather than raw on-chain queries. Best for agents that need to make yield or borrowing decisions programmatically and can pay fractions of a cent per call.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-11T06:45:22.978Z","isFirstParty":false,"canonicalSlug":"speraxos-defi-lending-data-api-38ed61da"}