{"uid":"cap_Mj_3SGE0TdX43iuiDF0B7","slug":"locus-fema-events-property-scan-52090bce","name":"Locus FEMA Events Property Scan","description":"FEMA disaster history for an area. Perfect for: 'FEMA disaster declarations for a county', 'disaster history for an address', 'flood / hurricane / wildfire declarations near a place', 'NFIP claims history'. Returns cited FEMA disaster declarations plus NFIP flood-insurance claim history for the resolved county. National. Historical record context, not a forecast or a risk score. Charge-free when the FEMA lookup fails.","url":"https://api.locus.report/api/locus-fema-events","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"zip":{"type":"string","maxLength":10,"minLength":5},"state":{"type":"string","maxLength":2,"minLength":2},"address":{"type":"string"},"latitude":{"type":"number","maximum":90,"minimum":-90},"longitude":{"type":"number","maximum":180,"minimum":-180},"countyFips3":{"type":"string","maxLength":3,"minLength":1}}},"responseSchema":{"type":"json","example":{"id":"locus_example","caveats":["Example artifact; not live data."],"records":[],"generatedAt":"2026-01-01T00:00:00.000Z"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_YGTVFuMnXiKpkJFN3dm_v","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Scans FEMA event records, parcel rules, and risk signals for a given US address or ZIP code to surface factors affecting a property's use, cost, or value.","exampleAgentPrompt":"Can you run a Locus property scan on 742 Evergreen Terrace, Springfield, IL 62704 and tell me what FEMA events, parcel rules, or risk signals might affect that property?","exampleUseCases":[{"title":"Pre-purchase risk assessment for homebuyer","prompt":"I'm thinking about making an offer on a house in the flood-prone area of my town. Can you scan the property at 1247 Riverside Drive, Nashville, TN 37201 and let me know if there are any FEMA disaster events or risk signals I should know about before we proceed?"},{"title":"Portfolio review for property investors","prompt":"We're evaluating a portfolio of 15 properties across different ZIP codes in Louisiana for acquisition. Can you run property scans on these addresses and flag which ones have significant FEMA event history or disaster risk signals that might impact their insurability or future value?"},{"title":"Real estate agent due diligence","prompt":"I need to brief my clients on potential property risks before they tour this listing tomorrow. Can you do a Locus scan of 589 Oak Street, Portland, OR 97214 and pull together what local records, parcel rules, and FEMA-related risk factors exist for that address?"}],"resultDescription":"Returns a JSON object containing a report ID, a list of FEMA event records and risk signals associated with the property, any caveats about data completeness, and a timestamp indicating when the report was generated.","failureModes":["Address not found or unresolvable — returns empty records array with caveats","Invalid or missing ZIP/address input — likely 400 error or empty result","Payment not processed (x402 protocol failure) — request blocked before data returned","No FEMA events on record for the location — returns empty records array","Non-US address provided — likely no data returned or error"],"whenToPreferThis":"Use this endpoint when you need a quick, low-cost property risk scan tied to FEMA event history and local parcel rules for a US address or ZIP code, especially during early-stage real estate research or due diligence. Prefer this over general property APIs when FEMA disaster event data and parcel-level risk signals are the primary concern.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T12:45:28.486Z","isFirstParty":false}