{"uid":"cap_KzwSNV3MUpnLmW5X2T2q3","slug":"proppulse-mortgage-calculator-rates-0c16e369","name":"PropPulse Mortgage Calculator & Rates","description":"Mortgage calculator and current mortgage rates: payment breakdown, loan amount, total interest, affordability check, and lender options — jurisdiction-aware (US 30/15yr fixed, UK fixed-deal/remortgage, CA term/amortization, DE Zinsbindung, AU offset, IN floating). For homebuyer and mortgage agents.","url":"https://proppulse.theaslangroupllc.com/api/prop/mortgage?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{"zip":{"type":"string","description":"legacy alias for location, implies country=US"},"debt":{"type":"string"},"down":{"type":"string"},"lang":{"type":"string","description":"en | es | fr | de | zh | pt | ar"},"income":{"type":"string"},"country":{"type":"string","description":"US | UK | CA | DE | AU | IN (optional)"},"location":{"type":"string","description":"Austin, TX | Manchester | Bengaluru"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","errors":{"400":{"example":{"error":"invalid request"},"description":"Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."},"402":{"description":"Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."},"500":{"example":{"error":"upstream_failed"},"description":"Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."}},"example":{"rate_15yr":6.12,"rate_30yr":6.85,"loan_amount":420000,"recommended":"30yr for cashflow flexibility; 15yr to save $108K in interest","monthly_15yr":3580,"monthly_30yr":2758,"total_interest_15yr":164400,"total_interest_30yr":272880}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"10.0000","medianCents":"10.0000","p90Cents":"10.0000","minCents":"10.0000","maxCents":"10.0000","p95Cents":"10.0000","sampleCount":1,"varies":false,"failureChargeRate":1},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_77ADpCFgmMJIF3FXTr6eV","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates mortgage payments, current rates, affordability, and lender options for home purchases across US, UK, Canada, Germany, Australia, and India.","exampleAgentPrompt":"Can you calculate my monthly mortgage payment for a $450,000 home in California with 20% down, a 30-year fixed rate, and show me the full payment breakdown including total interest and whether I qualify?","exampleUseCases":[{"title":"Compare 30 vs 15 year mortgage","prompt":"I'm buying a $380,000 home in Texas with 10% down — can you run the numbers for both a 30-year and a 15-year fixed mortgage and show me how much total interest I'd pay over the life of each loan so I can decide which makes more sense?"},{"title":"UK remortgage affordability check","prompt":"My current fixed deal in the UK is ending and I'm thinking about remortgaging my £320,000 property with £210,000 still outstanding — what are today's fixed-deal remortgage rates and can you tell me what my new monthly payments would look like along with any lender options I should consider?"},{"title":"How much house can I afford","prompt":"I earn $95,000 a year, have $40,000 saved for a down payment, and I'm looking to buy in Ontario, Canada — based on current rates can you do an affordability check and tell me the maximum home price I should be looking at along with what my monthly payments and total interest would be?"}],"resultDescription":"Returns monthly payment amount with principal/interest/tax/insurance breakdown, current market mortgage rates for the applicable jurisdiction (US 30/15yr fixed, UK fixed-deal/remortgage, CA term/amortization, DE Zinsbindung, AU offset, IN floating), total interest over the loan life, an affordability check, and available lender options matched to the borrower's profile and region.","failureModes":["Unsupported jurisdiction or loan type returns error or empty lender list","Missing required parameters (loan amount or home price) result in 400-level error","Stale rate data if market rates have changed since last cache update","Affordability check may be inaccurate without income/debt inputs","Rate data may not reflect real-time lender offers"],"whenToPreferThis":"Use this endpoint when a user needs mortgage payment calculations, current rate lookups, or affordability checks across multiple international jurisdictions (US, UK, CA, DE, AU, IN). Prefer over generic finance APIs when jurisdiction-aware mortgage product types (e.g., UK remortgage, CA amortization period, AU offset account, DE Zinsbindung) are required.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-29T12:31:31.040Z","isFirstParty":false,"canonicalSlug":"proppulse-mortgage-calculator-rates-0c16e369"}