{"uid":"cap_KplQuAPpwNRWvc5H4MBh6","slug":"debtpulse-statute-of-limitations-lookup-25006a57","name":"DebtPulse Statute of Limitations Lookup","description":"Statute of limitations on debt lookup and zombie-debt check. Returns SOL status by state, country, and debt type, whether the debt is time-barred, and the credit-report timeline. For consumer-rights and debt-relief agents.","url":"https://debtpulse.theaslangroupllc.com/api/debt/statute?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":{"type":"json","errors":{"400":{"example":{"error":"invalid request"},"description":"Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."},"402":{"description":"Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."},"500":{"example":{"error":"upstream_failed"},"description":"Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."}},"example":{"state":"TX","debt_type":"credit-card","sol_years":4,"clock_starts":"date of last payment or charge","credit_report_years":7,"zombie_debt_warning":"Any payment resets the clock"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_qiyAU1t8ldigYezyBl7dp","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns the statute of limitations status for a debt by state/country and debt type, indicating whether the debt is time-barred (zombie debt) and the credit-report timeline.","exampleAgentPrompt":"Is my 6-year-old credit card debt in California time-barred — can they still sue me, and how much longer will it show on my credit report?","exampleUseCases":null,"resultDescription":"Returns the applicable statute of limitations period for the specified debt type and jurisdiction, a boolean flag indicating whether the debt is time-barred (zombie debt), the remaining or elapsed SOL time, and the credit bureau reporting timeline (typically 7 years from first delinquency).","failureModes":["Unsupported state or country returns a 404 or empty result","Unknown debt type returns a validation error","Missing required parameters (state/country, debt type) returns a 400 bad request","Stale SOL data if laws have recently changed — verify against current state statutes","Rate limit exceeded returns a 429 error"],"whenToPreferThis":"Use this endpoint when a consumer-rights or debt-relief agent needs to quickly determine whether a specific debt is legally enforceable in a given jurisdiction, especially to identify zombie debts that collectors may unlawfully attempt to revive. Prefer this over manual legal research when you need structured, machine-readable SOL data by state and debt type.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-30T00:33:58.306Z","isFirstParty":false,"canonicalSlug":"debtpulse-statute-of-limitations-lookup-25006a57"}