{"uid":"cap_JD_nPAU6Y6YsbK2MWf-S9","slug":"insurepulse-annual-policy-portfolio-review-dbb9d61f","name":"InsurePulse Annual Policy Portfolio Review","description":"Annual insurance review and policy-portfolio check — surfaces coverage gaps, overpayments, bundling savings, and life-stage adjustments across an entire set of policies. Country-aware. For insurance and personal-finance agents, any country.","url":"https://insurepulse.theaslangroupllc.com/api/insure/review?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{"lang":{"type":"string","description":"Response language"},"country":{"type":"string","description":"ISO country code (e.g. US, UK, DE, CA, AU) — tailors norms and benchmark anchors. Default US."},"policies":{"type":"string","description":"Current policies held (e.g. 'auto,home,life,umbrella')"},"net_worth":{"type":"number","description":"Estimated net worth (in local currency) for umbrella/liability sizing"},"life_stage":{"type":"string","description":"Recent life events (e.g. 'new baby', 'home purchase', 'retirement')"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","errors":{"400":{"example":{"error":"invalid request"},"description":"Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."},"402":{"description":"Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."},"500":{"example":{"error":"upstream_failed"},"description":"Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."}}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.15","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"15.0000","medianCents":"15.0000","p90Cents":"15.0000","minCents":"15.0000","maxCents":"15.0000","p95Cents":"15.0000","sampleCount":1,"varies":false,"failureChargeRate":1},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.15/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_yNqyNmB8Op7cPqt-NUAc4","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.15","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Reviews an entire insurance policy portfolio to surface coverage gaps, overpayments, bundling savings, and life-stage adjustments across all policy types.","exampleAgentPrompt":"Can you do a full annual insurance review across all my policies — I have auto, home, and life insurance in the US, I'm 38 with two kids and just bought a house — and tell me where I have coverage gaps, where I'm overpaying, and whether bundling would save me money?","exampleUseCases":null,"resultDescription":"A structured analysis of the submitted policy portfolio identifying: specific coverage gaps per policy type, overpayment instances with estimated savings, bundling opportunities across carriers, and life-stage-appropriate adjustments (e.g. updating life coverage after major life events). Output is country-aware and actionable.","failureModes":["Missing or incomplete policy details may result in partial analysis with gaps flagged as unknown","Unsupported country or region may return limited recommendations","Malformed request parameters return 400-level errors","Payment failure via x402 protocol returns 402 Payment Required","Insufficient policy data to perform meaningful comparison may return low-confidence results"],"whenToPreferThis":"Choose this endpoint when a user wants a holistic, cross-policy annual review rather than analysis of a single policy type. It is specifically designed to catch inter-policy issues like gaps between policies, over-coverage duplication, and bundling savings that single-policy endpoints cannot surface. Best used once a year or after major life events.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-27T19:05:17.955Z","isFirstParty":false,"canonicalSlug":"insurepulse-annual-policy-portfolio-review-dbb9d61f"}