{"uid":"cap_FKtbwfC-i_ZUZSTPgGuW4","slug":"stratalize-bank-regulatory-benchmark-516de0fa","name":"Stratalize Bank Regulatory Benchmark","description":"Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). Use when a bank CFO or risk officer needs peer capital and performance benchmarks for exam prep or board reporting. Returns CET1, Tier 1 leverage, NIM, efficiency ratio, charge-off rates by asset size. Source: FDIC call report","url":"https://www.stratalize.com/api/x402/bank-regulatory-benchmark","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"bank_type":{"enum":["commercial","savings","cooperative"],"type":"string","description":"Request parameter: bank type"},"asset_size_tier":{"enum":["community_under_1b","regional_1b_10b","large_regional_10b_100b","money_center_over_100b"],"type":"string","description":"Request parameter: asset size tier"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_OhGgvgXIblLuYlmSUtqau","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns FDIC call report-sourced peer capital and performance benchmarks (CET1, Tier 1 leverage, NIM, efficiency ratio, charge-off rates) segmented by bank type and asset size tier, with cryptographic ML-DSA-65 signature for auditability.","exampleAgentPrompt":"Pull me the FDIC peer benchmarks for commercial banks in the regional $1B–$10B asset tier — I need CET1, Tier 1 leverage, NIM, efficiency ratio, and charge-off rates for our board risk report, and I want the cryptographically signed version I can independently verify.","exampleUseCases":null,"resultDescription":"Returns structured peer benchmark data including CET1 ratio, Tier 1 leverage ratio, net interest margin, efficiency ratio, and charge-off rates for the requested bank type and asset size tier, all sourced from FDIC call reports. Each response includes an ML-DSA-65 cryptographic signature and a verifiable receipt URL at trust.stratalize.com/verify.","failureModes":["Invalid bank_type enum value returns 400 error","Invalid asset_size_tier enum value returns 400 error","Payment of $0.02 USDC not provided or rejected causes 402 Payment Required","FDIC data refresh lag may cause slightly stale benchmarks","Cryptographic signature verification failure at trust.stratalize.com if receipt is tampered"],"whenToPreferThis":"Use this endpoint when a bank CFO, risk officer, or compliance agent needs authoritative, FDIC-sourced peer benchmarks with cryptographic verifiability for regulatory exam preparation, board reporting, or audit trails. Prefer over generic financial data APIs when you need signed, independently verifiable outputs and segmentation by bank type (commercial, savings, cooperative) and asset size tier.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T00:53:41.038Z","isFirstParty":false}