{"uid":"cap_DfvTZQKOmcbw4wLIJZhWu","slug":"otto-ai-dividend-intelligence-bb06994e","name":"Otto AI Dividend Intelligence","description":"Cash-dividend intelligence for a vendor-resolved equity from licensed Tiingo end-of-day history: TTM dividend/share and yield against the latest close, latest dividend, split-adjusted complete-year growth, the last eight payments, split events, and a cut-detection checklist with explicit coverage. Payout ratio, forward ex-dates and declaration/record/payment dates are not served (not in the Tiingo feed). Cash values keep Tiingo payload units.","url":"https://x402.ottoai.services/dividend-intel","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","required":["ticker"],"properties":{"ticker":{"type":"string","description":"Vendor-supported equity or ETF ticker (e.g. AAPL, NVDA, TSLA, SPY); returned monetary values use the vendor payload units and are not relabeled as USD."}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","required":["status"],"properties":{"data":{},"meta":{"type":"object"},"reason":{"type":"string","description":"status=unavailable only; every >=400 is UNCHARGED"},"status":{"enum":["success","unavailable"],"type":"string"}}}}}}},"responseSchema":{"type":"json","example":{"data":{"asOf":"2026-08-27","ticker":"AAPL","provider":"Tiingo","notServed":{"nextExDate":"not in the Tiingo end-of-day feed (no forward calendar)","payoutRatio":"not in the Tiingo end-of-day feed (no earnings leg)","declarationRecordPaymentDates":"not in the Tiingo end-of-day feed"},"latestClose":314.58,"yieldTtmPct":0.337,"dividendGrowth":{"growthPct":4.04,"priorCompleteYear":2024,"latestCompleteYear":2025,"priorCompleteYearTotal":0.99,"latestCompleteYearTotal":1.03},"dividendStatus":"payer","latestDividend":{"exDate":"2026-08-10","cashPerShare":0.27,"splitAdjustedCashPerShare":0.27},"yieldTrapCheck":{"flags":[],"status":"none-detected"},"dividendPerShareTtm":1.06},"meta":{"degraded":false,"validUntil":"","generatedAt":"","stalenessSec":0},"status":"success"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.003","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.003/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_GRYR_T8l-UUN-A1G_uAOK","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.003","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns dividend yield, growth rate, payout ratio, and yield-trap flags for a given equity or ETF ticker symbol","exampleAgentPrompt":"What's the current dividend yield, payout ratio, and dividend growth rate for AAPL, and does it show any yield-trap warning flags?","exampleUseCases":[{"title":"Dividend safety check before investing","prompt":"Before I buy into this high-yield stock ticker VZ, can you pull its dividend yield, payout ratio, and check if it's flagged as a yield trap?"},{"title":"Dividend growth stock screening","prompt":"I'm building a dividend growth portfolio — pull the dividend growth rate and TTM yield for MSFT so I can see if it qualifies."},{"title":"ETF income yield verification","prompt":"What's the trailing twelve-month dividend yield and payout ratio for SPY right now?"}],"resultDescription":"A JSON object containing the ticker symbol, data provider (FMP), next ex-dividend date (if available), trailing-twelve-month yield percentage, dividend growth rate with the latest complete year, a yield-trap check with any warning flags and overall status, and the TTM payout ratio — plus metadata indicating data freshness and whether the response is degraded.","failureModes":["Unsupported or invalid ticker returns an error or empty data","Ticker with no dividend history may return null fields for yield and growth","Next ex-dividend date may be null if not yet announced","Data may be stale if the provider feed is delayed (check meta.stalenessSec)","Degraded mode (meta.degraded: true) may indicate partial data availability"],"whenToPreferThis":"Use this endpoint when you need structured, machine-readable dividend metrics — yield, growth, payout ratio, and yield-trap detection — for a specific US equity or ETF ticker. Prefer it over general market data endpoints when the focus is income investing due diligence or dividend sustainability analysis. The yield-trap flag is a distinctive feature not commonly available in raw market data feeds.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T12:54:53.921Z","isFirstParty":false}