{"uid":"cap_DS4sSIqHM4AMtLkXl-dNC","slug":"debtpulse-wage-garnishment-analysis-b0defef1","name":"DebtPulse Wage Garnishment Analysis","description":"Global debt elimination intelligence. All endpoints require x402 payment (USDC on Base mainnet) via the PAYMENT-SIGNATURE header. Supports US, UK, Australia, and Canada jurisdictions. Add ?lang= for any language response.","url":"https://debtpulse.vercel.app/api/debt/garnishment","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{"state":{"type":"string","description":"TX | CA | NY | FL | OH | IL | GA | NC"},"action":{"type":"string","description":"lookup | last-payment-date | zombie-debt | judgment"},"debt_type":{"type":"string","description":"credit-card | medical | personal-loan | auto | student"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"state":"TX","debt_type":"credit-card","sol_years":4,"clock_starts":"date of last payment or charge","credit_report_years":7,"zombie_debt_warning":"Any payment resets the clock"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.08","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.08/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.08","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.08","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_L1hObejsv6_LnDbkZ0KIc","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.08","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns state- and country-specific wage garnishment exemptions, protected income amounts, and legal objection procedures for consumer-rights and debt-relief use cases","exampleAgentPrompt":"My wages are being garnished in Florida and I want to know exactly how much of my paycheck is legally protected, what exemptions apply to me, and what steps I can take to object to the garnishment order.","exampleUseCases":null,"resultDescription":"Returns structured data on wage garnishment exemptions applicable to the specified state or country, the dollar amounts or percentage thresholds that are legally protected from garnishment, and actionable guidance on how to file an objection or claim an exemption, tailored to the consumer's jurisdiction.","failureModes":["Unsupported jurisdiction returns empty or null exemption data","Missing required state/country parameter results in a 400 error","Outdated statutory thresholds if garnishment law has recently changed","Ambiguous jurisdiction (e.g. territory vs state) may return generic federal rules only","Rate limiting or payment failure returns 402 or 429 status"],"whenToPreferThis":"Use this endpoint when a user needs jurisdiction-specific wage garnishment information, including protected income thresholds, exemption categories, and objection procedures. Prefer this over generic debt endpoints when the specific issue is paycheck/wage garnishment rather than collections, settlement, or bankruptcy.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T18:30:52.476Z","isFirstParty":false}