{"uid":"cap_DBAcQ2UUFdG_b0zc4INsD","slug":"ucc-debtor-encumbrance-lookup-b1fd1804","name":"UCC Debtor Encumbrance Lookup","description":"Secured-lending due-diligence for a business. Give a company name and a state and get its encumbrance profile: which secured creditors hold liens on its assets, the active UCC-1 financing statements plus federal, state and municipal tax liens, judgment and labor liens, each with a computed effective status, and a summary with the active secured-creditor count and distress signals. Cited to the official state open-data portal. Informational public record, not a credit decision.","url":"https://payai.agentstools.dev/ucc/debtor","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":["debtor"],"properties":{"state":{"enum":["CT"],"type":"string","description":"Two-letter state code of the UCC index to search"},"debtor":{"type":"string","description":"The business/debtor name to search (fuzzy-matched)"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.03","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.03/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_1kgOQ6qqjGTPsaUcATp0n","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.03","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns the full lien and encumbrance profile for a business, including active UCC-1 financing statements, tax liens, judgment liens, and secured creditor summary with distress signals.","exampleAgentPrompt":"Can you pull the full lien and encumbrance profile for Acme Manufacturing Inc. in Connecticut — I want to see any active UCC-1 filings, tax liens, judgment liens, and how many secured creditors they have?","exampleUseCases":[{"title":"Pre-loan due diligence on a borrower","prompt":"Before we extend a line of credit to Bridgeport Logistics LLC in Connecticut, can you check their encumbrance profile — I need to see any UCC-1 financing statements, tax liens, and who else already has a security interest in their assets?"},{"title":"Vendor risk check before signing a contract","prompt":"We're about to sign a major supply agreement with New Haven Fabricators. Can you pull their lien profile for Connecticut and flag any distress signals like judgment liens or delinquent tax filings?"},{"title":"M&A target lien screening","prompt":"We're doing preliminary due diligence on acquiring Stamford Industrial Group in Connecticut — can you get their full encumbrance profile, including all active secured creditors and any outstanding UCC or tax liens?"}],"resultDescription":"Returns a structured encumbrance profile for the queried business, including: a list of active UCC-1 financing statements with secured party names and collateral descriptions, federal/state/municipal tax liens, judgment and labor liens, each with a computed effective status (active/lapsed/terminated), an aggregate summary of active secured creditor count, and distress signal indicators, all cited to the official state open-data portal.","failureModes":["Business name not found in UCC index — fuzzy match may return no results for obscure or misspelled names","State parameter limited to CT only — requests for other states will fail or return an error","Stale data if the state open-data portal has not been recently updated","Ambiguous business names may return multiple potential matches requiring disambiguation","Network or upstream data portal outage causing lookup failure"],"whenToPreferThis":"Use this endpoint when you need structured, cited lien due diligence on a business from official public records — particularly for pre-loan underwriting, M&A screening, or vendor risk assessment in Connecticut. It aggregates UCC-1, tax, and judgment lien data in a single call with computed statuses and distress signals, saving manual research against state portals. Currently limited to Connecticut; choose alternatives for other states.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T19:09:37.941Z","isFirstParty":false}