{"uid":"cap_DAKgTqkcX7Ufi-UBYo9-5","slug":"stratalize-credit-union-benchmark-api-a0fe1d12","name":"Stratalize Credit Union Benchmark API","description":"Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). Use when a credit union CFO is preparing for NCUA exam or board reporting. Returns capital ratios, NIM, loan growth, and delinquency rates by asset size tier. Source: NCUA quarterly call report","url":"https://www.stratalize.com/api/x402/credit-union-benchmark","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"charter_type":{"enum":["federal","state"],"type":"string","description":"Request parameter: charter type"},"asset_size_tier":{"enum":["under_100m","100m_500m","500m_1b","over_1b"],"type":"string","description":"Request parameter: asset size tier"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_iUDNlaFWYCMpLCp3tzWXA","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns NCUA-sourced capital ratios, NIM, loan growth, and delinquency rates benchmarked by charter type and asset size tier for credit union financial analysis.","exampleAgentPrompt":"Pull the NCUA benchmark data for federal credit unions in the $100M–$500M asset tier — I need capital ratios, NIM, loan growth, and delinquency rates for our upcoming board report.","exampleUseCases":null,"resultDescription":"Returns a signed JSON payload containing capital ratios, net interest margin, loan growth, and delinquency rates benchmarked against NCUA call report data for the specified charter type and asset size tier. Each response is ML-DSA-65 cryptographically signed and includes a verifiable receipt URL at trust.stratalize.com/verify.","failureModes":["Invalid charter_type enum value returns 400 with validation error","Invalid asset_size_tier enum value returns 400 with validation error","Missing required parameters return 400 bad request","Payment failure or insufficient USDC balance returns 402","NCUA data source temporarily unavailable returns 503","Rate limiting exceeded returns 429"],"whenToPreferThis":"Choose this endpoint when you need NCUA-sourced, peer-benchmarked financial metrics (capital ratios, NIM, loan growth, delinquency) for credit unions segmented by charter type and asset size tier — particularly for NCUA exam preparation, board reporting, or regulatory compliance workflows. Prefer this over generic financial data APIs when credit-union-specific peer group benchmarking is required, and when cryptographic auditability of the data source matters.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:44:42.640Z","isFirstParty":false}