{"uid":"cap_CpQN23Brurjhi4jts3MCL","slug":"ni-biashara-usd-ngn-parallel-street-fx-rate-84f5f2aa","name":"Ni Biashara — USD/NGN Parallel (Street) FX Rate","description":"Street (parallel-market) FX rate for a West African currency vs USD, derived from live P2P order books, with the official rate and the spread between them","url":"https://agents.nibiashara.biz/api/parallel/USD-NGN","method":"POST","headers":{},"bodySchema":null,"responseSchema":{"pair":"USD-NGN","depth_usd":2000,"confidence":"medium","spread_pct":3.26,"parallel_mid":1389.1,"official_rate":1345.2},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_xtTGCc02TUCXlPDFA2eRO","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns the live Nigerian Naira street/parallel-market exchange rate vs USD, alongside the official rate and the percentage spread between them, derived from live P2P order books.","exampleAgentPrompt":"What's the current street (parallel) exchange rate for USD to Nigerian Naira, and how big is the spread vs the official CBN rate right now?","exampleUseCases":[{"title":"Remittance corridor rate check","prompt":"Before I send $500 to my family in Lagos, what's the live parallel-market NGN rate and how does it compare to the official rate? I want to know the spread so I can decide whether to use a remittance service or informal channels."},{"title":"Crypto-to-naira arbitrage alert","prompt":"I'm trading USDT for Naira on a P2P platform — can you pull the current USD-NGN street rate and the spread versus the official rate so I can see if there's an arbitrage opportunity right now?"},{"title":"Nigeria FX risk monitoring","prompt":"I'm managing a supplier payment to Nigeria and need to know today's parallel NGN rate against the dollar, the official rate, and the current spread percentage so I can assess currency risk before wiring funds."}],"resultDescription":"A JSON object containing: the currency pair (USD-NGN), the parallel-market mid-rate (e.g. 1389.1), the official rate (e.g. 1345.2), the spread percentage between the two (e.g. 3.26%), the P2P order book depth in USD used to derive the rate (e.g. $2000), and a confidence level string (e.g. 'medium').","failureModes":["Insufficient P2P order book depth may yield a low-confidence or stale rate","If P2P markets are inactive, the parallel rate may not reflect real-time conditions","Payment failure (x402) if the $0.01 USDC micro-payment is not completed","Currency pair not supported will return an error response","Network timeout if order book data source is temporarily unavailable"],"whenToPreferThis":"Choose this endpoint when you need the real-world street or informal-market exchange rate for USD/NGN, not just the official central bank rate — especially for remittance planning, P2P trading, arbitrage detection, or FX risk assessment in Nigeria. Prefer this over official-rate-only endpoints when the gap between official and parallel rates is material to a decision.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:31:41.406Z","isFirstParty":false}