{"uid":"cap_CDywbw3KQ7LyeQU6gZJ5G","slug":"dispute-forge-consumer-debt-dispute-letter-generator-ed29b2ea","name":"Dispute Forge — Consumer Debt Dispute Letter Generator","description":"Generate an FCRA-compliant dispute letter and an SVG certificate of dispute.","url":"https://dispute-forge-x402.fly.dev/api/dispute-pack","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"reason":{"type":"string","description":"Grounds for the dispute"},"creditor":{"type":"string","description":"Name of the creditor or collection agency"}}},"responseSchema":{"type":"json","example":{"cert_svg":"<svg>...</svg>","signature":"8a4f9e12","timestamp":"2026-07-05T20:20:00Z","letter_body":"Dear Bureau, ...","letter_path":"/root/Desktop/Dispute-Forge/letters/...","submission_path":"/root/Desktop/Dispute-Forge/submissions/...","certificate_path":"/root/Desktop/Dispute-Forge/certificates/..."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.75","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.75/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.75","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.75","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_gg_6E6nR5pKNCdCyJf5xG","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.75","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Generates an FCRA-compliant consumer debt dispute letter and issues a unique on-chain certificate for $0.75 USDC per call.","exampleAgentPrompt":"Can you generate an FCRA-compliant dispute letter for an incorrect late payment from Capital One on my credit report and give me a certified on-chain certificate to prove it?","exampleUseCases":[{"title":"Dispute erroneous collection account","prompt":"I have a collections account from Midland Credit Management on my Equifax report that I never owed — can you generate an FCRA-compliant dispute letter for it and get me a signed on-chain certificate I can keep as proof?"},{"title":"Challenge inaccurate late payment mark","prompt":"There's a false 30-day late payment from Chase on my TransUnion report from March 2023. Can you draft me a proper FCRA dispute letter with a certified blockchain certificate so I have an official record of the dispute?"},{"title":"Automated dispute workflow for credit repair agent","prompt":"My client has three incorrect items on their Experian credit report from medical debt collectors. Generate FCRA-compliant dispute letters with on-chain certificates for each one so I can send them off and have certified proof of each dispute."}],"resultDescription":"Returns a JSON object containing: the full text of the FCRA-compliant dispute letter (letter_body), an SVG-format on-chain certificate (cert_svg), a cryptographic signature for authenticity (signature), an ISO 8601 timestamp, and file paths for the letter, submission record, and certificate.","failureModes":["Payment failure or insufficient USDC balance resulting in 402 response","Missing or malformed required input fields causing 400 validation error","Dispute details too vague to generate a valid letter","Service unavailability on the Fly.dev host returning 503","Signature or on-chain certificate issuance failure"],"whenToPreferThis":"Choose this endpoint when you need a formally compliant FCRA dispute letter paired with a verifiable on-chain certificate of authenticity — particularly valuable for credit repair workflows, consumer rights advocates, or any scenario where tamper-proof proof of dispute submission is needed. Prefer this over generic letter templates when FCRA compliance and blockchain-backed certification are required.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T18:38:07.499Z","isFirstParty":false}