{"uid":"cap_C4AD1OrA95djUG3mUX-Pr","slug":"findmydirectdoctor-care-without-insurance-state-directory-22d50389","name":"FindMyDirectDoctor Care-Without-Insurance State Directory","description":"State-by-state options for getting care without insurance: the state's Medicaid program name, whether it expanded Medicaid and whether adults fall in the coverage gap, the Medicaid work-rule start date its guide gives, the state license lookup page for checking a doctor, the DPC law where a guide states one, and the count of HRSA health center sites. One state per request.","url":"https://api.findmydirectdoctor.com/v1/states/care-without-insurance?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","required":["state"],"properties":{"state":{"type":"string","maxLength":40,"description":"2-letter state code (KS) or full name. The 50 states and DC."}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","required":["query","guide_url","last_reviewed","medicaid","health_centers","credit","data_as_of"],"properties":{"guide":{"type":"object","required":["slug","title","url","last_reviewed"],"properties":{"url":{"type":"string"},"slug":{"type":"string"},"title":{"type":"string"},"last_reviewed":{"type":"string"}},"description":"The guide the answer comes from."},"query":{"type":"object","description":"The state as understood."},"credit":{"type":"string","description":"Physician-reviewed, FindMyDirectDoctor Foundation"},"source":{"type":"string"},"dpc_law":{"type":"object","description":"A DPC law only where a guide states one. Otherwise status not_stated."},"sources":{"type":"array","items":{"type":"object","properties":{"url":{"type":"string"},"publisher":{"type":"string"}}}},"medicaid":{"type":"object","required":["program_name"],"properties":{"expanded":{"type":"boolean"},"work_rule":{"type":"object","description":"Work-rule status and start date from the state guide, with its quote."},"program_name":{"type":"string"},"expansion_status":{"type":"string"},"coverage_gap_state":{"type":"boolean"},"state_medicaid_office":{"type":"object","description":"Official site."},"program_name_is_branded":{"type":"boolean"}}},"guide_url":{"type":"string"},"key_facts":{"type":"array","items":{"type":"object","properties":{"quote":{"type":"string"},"section":{"type":"string"},"source_url":{"type":["string","null"]}}}},"data_as_of":{"type":"string"},"disclaimer":{"type":"string"},"quick_answer":{"type":"string"},"last_reviewed":{"type":"string"},"health_centers":{"type":"object","properties":{"as_of":{"type":"string"},"sites":{"type":["integer","null"]},"licence":{"type":"string"},"find_url":{"type":"string"},"attribution":{"type":"string"}},"description":"HRSA health center site count. Source: HRSA, ODbL 1.0."},"license_lookup":{"type":"object","description":"The state's license lookup page, or status not_covered when the guide gives none."}}}}}}},"responseSchema":{"type":"json","example":{"guide":{"url":"https://findmydirectdoctor.org/guides/kansas-care-without-insurance/","slug":"kansas-care-without-insurance","title":"Getting care in Kansas without insurance","last_reviewed":"2026-10-10"},"query":{"name":"Kansas","state":"KS"},"credit":"Physician-reviewed, FindMyDirectDoctor Foundation","source":"FindMyDirectDoctor Foundation guides (findmydirectdoctor.org/guides)","dpc_law":{"cite":"KS 65-4978","quote":"The Direct Primary Care Coalition says Kansas is one of the states with a direct primary care law.","status":"law_listed_by_dpc_coalition","cite_note":"Kansas listed with a DPC law (KS 65-4978) by the DPC Coalition. The contents of the statute were not read, so the page says only that the law exists.","source_url":"https://www.dpcare.org/state-level-progress-and-issues"},"sources":[{"url":"https://www.kancare.ks.gov/","publisher":"kancare.ks.gov"}],"medicaid":{"expanded":false,"work_rule":{"status":"not_applicable_state_has_not_expanded_medicaid","applies":false},"limits_note":"KFF lists 38 percent for parents, 0 for other adults (KanCare).","limits_as_of":"January 2026 (KFF tables read 2026-10-14)","limits_basis":"Parents: percent of poverty for a parent in a family of three. Other adults: percent of poverty for an individual. KFF notes the limits include a 5 point disregard and are rounded to whole percents. Full Medicaid benefits only.","program_name":"KanCare","expansion_source":{"url":"https://www.kff.org/medicaid/status-of-state-medicaid-expansion-decisions/","name":"KFF, status of state Medicaid expansion decisions","facts_verified_on":"2026-10-14","page_last_modified":"2026-10-01"},"expansion_status":"not_adopted","program_name_also":[],"trigger_law_state":false,"coverage_gap_basis":"Derived: the state has not expanded Medicaid and its limit for adults without children is below 100 percent of the poverty level.","coverage_gap_quote":"They are Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming.","coverage_gap_state":true,"program_name_quote":"Most adults without children cannot get KanCare, the state's Medicaid program, even with a very low income.","parent_limit_pct_fpl":38,"state_medicaid_office":{"url":"https://www.kancare.ks.gov/","link_check":"Page loaded and identified as official by WebFetch 2026-10-14 (curl was bot-blocked)"},"program_name_is_branded":true,"childless_adult_limit_pct_fpl":0},"guide_url":"https://findmydirectdoctor.org/guides/kansas-care-without-insurance/","key_facts":[{"quote":"You can call 1-800-792-4884 for help choosing a form or to ask for one by mail.","section":"How to apply for KanCare","source_url":null}],"data_as_of":"2026-10-02","disclaimer":"General information quoted from published guides. Not medical, legal or tax advice. In an emergency call 911.","quick_answer":"Kansas has not expanded Medicaid. Most adults without children cannot get KanCare, the state's Medicaid program, even with a very low income. You can look at a Marketplace plan, find a community health center with a federal locator, check a doctor's license with the state, or look at direct primary care.","last_reviewed":"2026-10-10","health_centers":{"as_of":"2026-10-16","sites":93,"source":"HRSA","licence":"ODbL 1.0","find_url":"https://findahealthcenter.hrsa.gov/","attribution":"Health center counts are derived from the HRSA Health Center Service Delivery and Look-Alike Sites database, downloaded 2026-10-16, shared under the Open Database License 1.0 (opendatacommons.org/licenses/odbl/1.0/). HRSA did not review this response."},"license_lookup":{"note":"KSBHA Licensee and Registrant Profile Search exists and covers MDs, DOs, chiropractors, podiatrists, PAs, specialty self-reported.","status":"listed","lookup_url":"https://www.kansas.gov/ssrv-ksbhada/search.html","publisher_site":"kansas.gov"}}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.03","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.03/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_yJ5gyNrF7nbWT0tuvAPhj","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.03","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns state-level healthcare access data for one US state: Medicaid program name, expansion status, coverage gap, work-rule date, DPC law citation, state license lookup URL, and HRSA health center site count.","exampleAgentPrompt":"What are the care-without-insurance options in Kansas — does it have Medicaid expansion, is there a coverage gap, does it have a DPC law, and how many HRSA health center sites are there?","exampleUseCases":[{"title":"Checking Medicaid coverage gap by state","prompt":"I'm uninsured and living in Mississippi — does Mississippi have Medicaid expansion, and am I likely to fall in the coverage gap where I don't qualify for anything?"},{"title":"Finding state DPC law and license lookup","prompt":"Can you tell me whether Florida has a direct primary care law and give me the link to look up a doctor's medical license in Florida?"},{"title":"Medicaid work-rule research for a specific state","prompt":"What's the status of Medicaid work requirements in Arkansas — does the guide list a start date, and has Medicaid actually expanded there?"}],"resultDescription":"A JSON object containing: the matched state name and code; a link to the FindMyDirectDoctor Foundation guide for that state; Medicaid program name (branded or generic), expansion status (adopted/not adopted), coverage gap indicator, income limits, work-rule status and start date with source quote; DPC law citation and status if stated; HRSA community health center site count; state medical license lookup URL; sourced key facts; and a credit/attribution field.","failureModes":["Missing or invalid state parameter returns an error — must supply a valid 2-letter state code or full state name","Territories (Puerto Rico, Guam, etc.) are not covered — only the 50 states and DC","DPC law field returns status 'not_stated' if the guide does not mention a DPC law for that state","Work-rule field returns 'not_applicable' if the state has not expanded Medicaid","Data may lag actual policy changes; guide's last_reviewed date indicates freshness"],"whenToPreferThis":"Choose this endpoint when you need a single-state, structured summary of uninsured care options including Medicaid status, DPC law, and HRSA center counts — especially when your agent needs physician-reviewed, cited information rather than a web search. Prefer this over generic web search when you need machine-readable fields (expansion boolean, work-rule date, DPC cite) for downstream logic or comparison.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-31T18:40:46.563Z","isFirstParty":false,"canonicalSlug":"findmydirectdoctor-care-without-insurance-state-directory-22d50389"}