{"uid":"cap_Adf4Rtp_OPuMXxbjb5BNl","slug":"kihustle-dscr-calculator-11e32128","name":"KiHustle DSCR Calculator","description":"Kostenlose Guides, Solo-Playbooks und Artikel zu KI, Automation und Side Hustles — für Menschen, die mit echten Systemen online Einkommen aufbauen wollen. Transparent finanziert über faire Affiliate-Links.","url":"https://kihustle.tech/nexus/api/v1/dscr-calculator?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"total_debt_service":{"type":"number"},"net_operating_income":{"type":"number"}}},"responseSchema":{"type":"json","example":{"result":"processed","status":"success"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.002","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.002/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_rP7ntc2n1HQXVLkNU-hwX","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.002","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes the Debt Service Coverage Ratio (DSCR) given net operating income and total debt service","exampleAgentPrompt":"Can you calculate the DSCR for a property with a net operating income of $48,000 per year and a total debt service of $36,000 per year?","exampleUseCases":[{"title":"Rental Property Loan Qualification","prompt":"I'm applying for a DSCR loan on a rental property. The net operating income is $60,000 annually and my total debt service is $45,000 per year — can you run the DSCR calculation and tell me if I'm above the 1.25 threshold?"},{"title":"Real Estate Deal Underwriting","prompt":"I'm analyzing a commercial real estate deal. The property generates $120,000 in net operating income and the annual debt payments total $95,000. What's the debt service coverage ratio?"},{"title":"Side Hustle Investment Cash Flow Check","prompt":"I'm thinking about buying a small rental property as a side income stream. The NOI is $28,500 and my expected annual mortgage payments are $24,000. Can you compute the DSCR to see if it cash flows well?"}],"resultDescription":"Returns a JSON object with a 'result' field containing the computed DSCR value and a 'status' field indicating success or failure of the calculation.","failureModes":["Missing required fields (net_operating_income or total_debt_service) returns an error","Division by zero if total_debt_service is 0","Non-numeric input values cause validation errors","Negative NOI may return unexpected or unhandled results"],"whenToPreferThis":"Choose this endpoint when you need a quick, programmatic DSCR computation as part of a real estate analysis, loan qualification workflow, or investment screening pipeline and want to avoid manual calculation.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T12:51:06.200Z","isFirstParty":false,"canonicalSlug":"kihustle-dscr-calculator-ba374aa4"}