{"uid":"cap_9u5Xxavc0pv51nPABrDXf","slug":"ecb-mfi-household-deposit-interest-rates-by-euro-area-country-982cc19d","name":"ECB MFI Household Deposit Interest Rates by Euro Area Country","description":"Average interest rate banks pay on new household time deposits (up to 1 year) and on overnight deposits in a euro area country; without a country, a ranking. Official ECB MFI interest rate statistics.","url":"https://api.vextorium.com/tipos-depositos-ue-pago?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"pais":{"type":"string","description":"Euro area country code or EA; omit for ranking"},"meses":{"type":"integer"}}},"responseSchema":{"type":"json","example":{"zona":"ES","serie":[{"mes":"2026-03","zona":"ES","a_la_vista_pct":0.15,"plazo_hasta_1_anio_pct":1.77},{"mes":"2026-04","zona":"ES","a_la_vista_pct":0.15,"plazo_hasta_1_anio_pct":1.78},{"mes":"2026-05","zona":"ES","a_la_vista_pct":0.16,"plazo_hasta_1_anio_pct":1.87},{"mes":"2026-06","zona":"ES","a_la_vista_pct":0.15,"plazo_hasta_1_anio_pct":1.93},{"mes":"2026-07","zona":"ES","a_la_vista_pct":0.16,"plazo_hasta_1_anio_pct":2.02},{"mes":"2026-08","zona":"ES","a_la_vista_pct":0.16,"plazo_hasta_1_anio_pct":2.01}],"fuente":"Banco Central Europeo, MIR","nombre":"Spain","ultimo":{"mes":"2026-08","zona":"ES","a_la_vista_pct":0.16,"plazo_hasta_1_anio_pct":2.01}}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.003","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.003/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_qxhUbCS48IdKroIxsXnuY","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.003","costPer":"request","priority":0,"asset":"EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns ECB official MFI statistics on average interest rates banks pay on overnight and time deposits (up to 1 year) for households in a euro area country, or a cross-country ranking.","exampleAgentPrompt":"What interest rate are banks in Spain currently paying on household time deposits (up to 1 year) and overnight deposits, according to official ECB data? Show me the last 6 months of history.","exampleUseCases":[{"title":"Comparing EU deposit rates for savings decision","prompt":"I'm trying to decide where in the eurozone to keep my savings — can you pull the latest ECB official deposit rates for Germany, France, and Spain so I can see which country's banks are paying the most on 1-year term deposits?"},{"title":"Monitoring deposit rate trends over time","prompt":"Show me how the overnight and 1-year time deposit rates for household accounts in Italy have evolved over the past 12 months, using the official ECB MFI statistics."},{"title":"Ranking euro area countries by deposit rates","prompt":"Give me a ranking of all euro area countries by the interest rate banks are paying on household time deposits — I want to see which countries have the highest and lowest rates right now."}],"resultDescription":"A JSON object containing the country zone code, country name, a monthly time series array (each entry with month, zone, overnight rate as a_la_vista_pct, and time deposit rate up to 1 year as plazo_hasta_1_anio_pct), the most recent data point (ultimo), and the ECB MFI source attribution. When no country is specified, returns a cross-country ranking instead.","failureModes":["Invalid or non-euro-area country code returns an error or empty result","Country code not in ECB coverage scope returns no data","Requesting too many months of history may exceed available data range","Missing required 'type', 'method', or 'bodyType' fields in input causes a validation error","ECB data may lag by 1-2 months so the very latest month may not yet be available"],"whenToPreferThis":"Choose this endpoint when you need official ECB MFI statistics on household deposit interest rates for euro area countries — specifically overnight (a la vista) and time deposits up to 1 year. It is ideal for financial research, savings comparisons, macroeconomic monitoring, or cross-country eurozone rate rankings. Prefer this over generic financial data providers when ECB official sourcing and MFI granularity (by country and deposit type) are required.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-16T18:48:06.695Z","isFirstParty":false,"canonicalSlug":"ecb-mfi-household-deposit-interest-rates-by-euro-area-country-982cc19d"}