{"uid":"cap_81Hrhbo7d-N1yoRmS79Pc","slug":"qotien-french-pension-social-charges-calculator-ps-pension-0868fdfa","name":"Qotien — French Pension Social Charges Calculator (ps_pension)","description":"Simulateur IFI, PER, IR et retraite (32 régimes). Logiciel CGP : bilan patrimonial, déclaration 2042, LMNP. Chiffres sourcés Légifrance et BOFiP. 14 jours d'essai.","url":"https://app.qotien.fr/api/fiscal/v1/calc/ps_pension","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"rfr":{"type":"number","minimum":0,"description":"Revenu fiscal de référence 2024 du foyer (€) — détermine la tranche CSG. Si absent, la pension sert de proxy et la tranche est « estimée »."},"parts":{"type":"number","default":1,"minimum":1,"description":"Parts fiscales du foyer (interpolation linéaire des seuils entre 1 et 2 parts)."},"montant_complementaire":{"type":"number","minimum":0,"description":"Part de la pension relevant d'un régime complémentaire (Agirc-Arrco, Ircantec, CRPN, comp. libéraux…), soumise en plus au 1 % maladie aux tranches médiane/normale. Défaut 0 = base seule."},"pension_annuelle_brute":{"type":"number","minimum":0,"description":"Pension annuelle brute totale (€)."}}},"responseSchema":{"type":"json","schema":{"type":"object","required":["ok","domaine","capability","result","confiance","sources","millesime_fiscal"],"properties":{"ok":{"type":"boolean","description":"true = succès ; false = erreur (champ \"error\" présent à la place de result)."},"result":{"type":"object","properties":{"unit":{"type":"string","description":"Unité de value (EUR, PERCENT, RATE…)."},"label":{"type":"string","description":"Libellé lisible du résultat."},"value":{"type":"number","description":"Valeur principale (quand le résultat est scalaire)."},"confiance":{"enum":["fiable","estime","partiel","non_calculable","sourcee","variable"],"type":"string","description":"Confiance propre au résultat retraite (prime sur la confiance de capacité)."}},"description":"Résultat. Contient typiquement { value:number, unit:string, label:string } ; les outils retraite ajoutent confiance, fourchette, et le détail par régime."},"domaine":{"enum":["fiscal","retraite","referentiel","qotien"],"type":"string","description":"Domaine de la capacité."},"sources":{"type":"array","items":{"type":"string"},"description":"Sources primaires/légales du calcul."},"confiance":{"enum":["fiable","estime","partiel","non_calculable","sourcee","variable"],"type":"string","description":"Niveau de confiance de CE résultat (fiscal = fiable ; retraite = variable)."},"capability":{"type":"string","description":"Nom de la capacité appelée."},"referentiel":{"type":"string","description":"Version du référentiel sourcé utilisé."},"annee_revenus":{"type":"number","description":"Année des revenus concernés."},"avertissement":{"type":"string","description":"Avertissement d'usage (résultat brut, pas un conseil personnalisé)."},"millesime_fiscal":{"type":"string","description":"Millésime fiscal (année des barèmes appliqués)."}}},"example":{"ok":true,"result":{"unit":"EUR","label":"Prélèvements sociaux sur une pension (brut → net)","value":0},"domaine":"retraite","sources":["CSS art. L136-8 (CSG pensions)","CSS art. L131-2 (1 % maladie retraite complémentaire)","Barème CSG des pensions 2026 (seuils RFR 2024, circulaire CNAV 22/12/2025)"],"confiance":"fiable","capability":"ps_pension","referentiel":"references_officielles.json v0.8.6","annee_revenus":2025,"millesime_fiscal":"2026"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_J2NeqFYsGXO7it1cR3NhZ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates French social charges (CSG, CRDS, Casa, maladie) deducted from a gross pension to derive the net pension amount, based on household tax reference income, fiscal shares, and pension type breakdown.","exampleAgentPrompt":"Can you calculate the net pension for a French retiree with a gross annual pension of €24,000, of which €8,000 comes from an Agirc-Arrco complementary scheme, a household tax reference income of €22,000, and 1.5 fiscal shares?","exampleUseCases":[{"title":"Retiree net income planning","prompt":"My client is retiring next year with a gross annual pension of €18,000, all from a base regime, a fiscal reference income of €16,500, and 1 fiscal share — can you calculate how much social charges will be deducted and what their net pension will be?"},{"title":"Couple with complementary pension optimization","prompt":"For a retired couple with 2 fiscal shares, a gross annual pension of €36,000 of which €14,000 is from Agirc-Arrco, and a revenu fiscal de référence of €33,000 — what will their net pension be after CSG, CRDS, and other social levies?"},{"title":"CGP bilan patrimonial simulation","prompt":"I'm building a wealth summary for a client: gross annual pension €42,000, complementary portion €18,000 (Ircantec), tax reference income €40,000, 1 fiscal share — give me the exact social charges breakdown and net pension figure."}],"resultDescription":"A JSON object containing: a boolean success flag, the net pension value in EUR with a human-readable label, the fiscal year millésime applied, the confidence level of the calculation (e.g. 'fiable', 'estime'), an array of legal source references (CSS articles, Légifrance), and optionally a warning that this is a gross calculation and not personalised financial advice.","failureModes":["Missing required pension_annuelle_brute field returns an error with ok:false","Invalid or negative values for rfr or pension_annuelle_brute return validation errors","If rfr is absent, the CSG tranche is estimated from the pension itself and confidence degrades to 'estime'","Unsupported fiscal share values outside the interpolation range (below 1) return an error","Service may return confiance='non_calculable' if inputs are insufficient for a reliable calculation"],"whenToPreferThis":"Choose this endpoint when you need a legally-sourced, regulation-backed calculation of French social charges on pension income (CSG, CRDS, Casa, maladie contribution) that references the actual CSS articles and BOFiP/Légifrance parameters. It is specifically suited for CGP (wealth management) workflows, bilan patrimonial generation, or any agent that must provide audit-traceable pension net calculations under French law. Prefer it over generic tax calculators when you need confidence levels, legal citations, and support for complementary regime breakdowns (Agirc-Arrco, Ircantec, CRPN, libéral regimes).","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T18:51:16.652Z","isFirstParty":false}