{"uid":"cap_5yFtJqHhS3M3LQIythkJ7","slug":"ucc-debtor-encumbrance-profile-lookup-b5f5ffa8","name":"UCC Debtor Encumbrance Profile Lookup","description":"Secured-lending due-diligence for a business. Give a company name and a state and get its encumbrance profile: which secured creditors hold liens on its assets, the active UCC-1 financing statements plus federal, state and municipal tax liens, judgment and labor liens, each with a computed effective status, and a summary with the active secured-creditor count and distress signals. Cited to the official state open-data portal. Informational public record, not a credit decision.","url":"https://api.agentstools.dev/ucc/debtor","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":["debtor"],"properties":{"state":{"enum":["CT"],"type":"string","description":"Two-letter state code of the UCC index to search"},"debtor":{"type":"string","description":"The business/debtor name to search (fuzzy-matched)"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.03","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.03/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_h1GdMY-gpXsJFuV6f-P4q","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.03","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns the full UCC-1 financing statement and lien encumbrance profile for a named business debtor in a given US state, including secured creditor details, active/terminated status, and distress signals.","exampleAgentPrompt":"Can you pull the UCC lien and encumbrance profile for Acme Logistics LLC in Connecticut — I want to see who their secured creditors are, any active UCC-1 financing statements, and whether there are any tax or judgment liens on them before we extend credit?","exampleUseCases":null,"resultDescription":"A structured JSON encumbrance profile listing all UCC-1 financing statements and federal, state, and municipal tax liens, judgment liens, and labor liens found against the debtor, each with computed effective status (active/terminated/lapsed), plus a summary showing the active secured-creditor count and any distress signals, cited to the official state open-data portal.","failureModes":["Debtor name not found in state index — returns empty results or no match","State not supported (only CT currently in enum) — returns validation error","Ambiguous debtor name matches multiple entities — may return multiple or incorrect records","State UCC index temporarily unavailable — upstream data source error","Malformed query parameter — 400 validation error"],"whenToPreferThis":"Use this endpoint when you need a fast, cited public-record UCC lien search on a named business for secured-lending due diligence, compliance checks, or counterparty risk assessment. It is specifically suited for retrieving encumbrance profiles (UCC-1s plus tax and judgment liens) with computed statuses and distress signals in a single call, rather than manually searching state portals. Prefer this over generic business data APIs when lien and creditor encumbrance data is the primary need.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T06:58:16.969Z","isFirstParty":false}