{"uid":"cap_5v3NtZW4tuuKgs4-7Ayl8","slug":"numora-lease-vs-buy-comparison-calculator-cffca060","name":"Numora Lease vs. Buy Comparison Calculator","description":"100 pure math computation endpoints for AI agents. Statistics, financial math, linear algebra, equation solving, calculus, number theory, sequence generation, and unit conversions. Zero external dependencies. x402 micropayments on Base.","url":"https://numormor.netlify.app/api/financial/lease","method":"POST","headers":{},"bodySchema":{"type":"object","required":["buyParams","leaseParams"],"properties":{"buyParams":{"type":"object"},"leaseParams":{"type":"object"}}},"responseSchema":{"type":"object","required":["success","result","computation"],"properties":{"result":{"type":"object","description":"Computation result varies by endpoint"},"success":{"type":"boolean","description":"Always true on success"},"computation":{"type":"string","description":"Human-readable description of what was computed"}}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_vfQ3zTfDhglo57cp5fL8m","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes a financial comparison between leasing and buying an asset, returning cost breakdowns and metrics for both scenarios","exampleAgentPrompt":"Compare leasing versus buying a $35,000 car — the lease is $450/month for 36 months with $2,000 down and a residual value of $18,000, while buying means a $5,000 down payment with a 5-year loan at 6.5% APR. Which comes out cheaper overall?","exampleUseCases":[{"title":"Car lease vs buy decision","prompt":"I'm looking at a new SUV priced at $42,000. The dealership is offering a 3-year lease at $520/month with $1,500 due at signing and a $22,000 residual, or I can buy it with $6,000 down and finance the rest over 60 months at 7.2% APR. Can you run the numbers and tell me which option costs less in total?"},{"title":"Equipment financing cost analysis","prompt":"My business needs a commercial printer that costs $28,000. I can lease it for $650/month over 48 months with no money down, or purchase it outright with a $4,000 down payment and a 4-year loan at 5.9% interest. What's the total cost difference between leasing and buying, and which makes more financial sense?"},{"title":"Break-even point for leasing","prompt":"I'm deciding whether to lease or buy a $55,000 pickup truck for my contracting business. The lease offer is $710/month for 36 months with $3,000 down and a $28,000 residual value, versus buying with $8,000 down and a 72-month loan at 6.8% APR. At what point does buying break even with leasing, and what's the total cost gap?"}],"resultDescription":"Returns a structured object containing the total cost of both the lease and buy scenarios, monthly payment breakdowns, any break-even or cost-difference metrics, and a human-readable description of what was computed.","failureModes":["Missing required buyParams or leaseParams objects returns a 400 validation error","Malformed or incomplete nested parameters within buyParams/leaseParams may cause computation failure","Payment not included or rejected results in a 402 Payment Required response","Invalid numeric values (negative prices, zero terms) may cause undefined computation behavior"],"whenToPreferThis":"Use this endpoint when you need a pure mathematical comparison between lease and buy scenarios with no external data dependencies. Ideal for agents handling personal finance questions, car/equipment acquisition decisions, or any scenario where both lease terms and purchase loan terms are known and you need a deterministic cost analysis.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:53:04.282Z","isFirstParty":false}