{"uid":"cap_5iA5eUIdlTdgvi5FjKVWc","slug":"wealthpulse-credit-card-benefit-coverage-checker-307a6a13","name":"WealthPulse Credit Card Benefit Coverage Checker","description":"Credit-card benefit coverage check — extended warranty, purchase protection, trip delay, cell phone, return protection — against ISSUER-verified published benefit guides (Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA + negative facts for Discover/gutted cards). Caps, deductibles, eligibility windows, and the filing deadlines that kill late claims, computed. No LLM.","url":"https://wealthpulse-phi.vercel.app/api/wealth/card-benefit","method":"GET","headers":{},"bodySchema":{"type":"object","required":["card","issuer","benefit"],"properties":{"card":{"type":"string","description":"Card slug (e.g. sapphire-reserve, platinum, venture-x)"},"issuer":{"type":"string","description":"Card issuer slug (chase, amex, capital-one, citi, hsbc, discover, amex-uk, rbc)"},"benefit":{"type":"string","description":"extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection"},"item_price":{"type":"string","description":"Item price — recoverable estimate computed from this"},"incident_date":{"type":"string","description":"Damage/theft/delay date YYYY-MM-DD — deadline math runs from this"},"purchase_date":{"type":"string","description":"Item/ticket purchase date YYYY-MM-DD"}}},"responseSchema":{"type":"json","example":{}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_JAATf5-tv5pkwqOFEhVJF","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, including caps, deductibles, eligibility windows, and filing deadlines — using issuer-verified benefit guides, no LLM.","exampleAgentPrompt":"My Chase Sapphire Preferred card — does it cover extended warranty on a laptop I bought 8 months ago for $1,200, and if so what's the cap, deductible, and the deadline I have to file by?","exampleUseCases":null,"resultDescription":"Returns a structured breakdown of whether the specified benefit applies to the given card and scenario, including: coverage status (covered/not covered), benefit caps, deductible amounts, eligibility windows, filing deadlines, and any negative facts (e.g. Discover does not offer this benefit). All data is derived from issuer-verified published benefit guides, not LLM inference.","failureModes":["Card issuer not supported — only Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA, and Discover (negative facts) are covered","Benefit category not recognized or not supported for the given issuer","Insufficient input to determine eligibility (missing purchase date, amount, or benefit type)","Payment of $0.05 USDC not completed — 402 response returned","Card variant not found within issuer's product line — benefit guide ambiguity"],"whenToPreferThis":"Choose this endpoint when you need authoritative, issuer-verified credit card benefit information — especially caps, deductibles, and filing deadlines — for a specific card and situation. Prefer this over LLM-generated benefit summaries when accuracy and compliance with actual benefit guides matter, or when the user needs to know if their claim is still within the filing window.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T18:38:23.854Z","isFirstParty":false}