{"uid":"cap_4HSC4dLUcVMMGeZLZk6d8","slug":"stratalize-cre-debt-benchmark-af9815ec","name":"Stratalize CRE Debt Benchmark","description":"Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). Use when a CRE CFO or capital markets team is structuring a financing. Returns DSCR minimums, LTV maximums, and spread ranges by property type and lender type. Example: Multifamily agency — 1.25 DSCR, 75% LTV. Source: MBA CREF + Trepp","url":"https://www.stratalize.com/api/x402/cre-debt-benchmark","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"lender_type":{"enum":["bank","agency_fannie_freddie","cmbs","life_company","debt_fund","bridge"],"type":"string","description":"Request parameter: lender type"},"property_type":{"enum":["multifamily","industrial","office","retail_strip","retail_mall","hospitality","self_storage","senior_housing"],"type":"string","description":"Request parameter: property type"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_DpzL5zoGFeouxdISY_ccI","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns DSCR minimums, LTV maximums, and spread ranges for commercial real estate debt by property type and lender type, sourced from MBA CREF and Trepp with cryptographic signing.","exampleAgentPrompt":"What are the current DSCR minimum, LTV maximum, and spread range for agency (Fannie/Freddie) financing on multifamily — I'm structuring a deal and need verified benchmarks.","exampleUseCases":null,"resultDescription":"Returns DSCR minimum, LTV maximum, and spread range for the requested property type and lender type combination, sourced from MBA CREF and Trepp data. Every response is ML-DSA-65 signed and includes a cryptographic receipt verifiable at trust.stratalize.com/verify.","failureModes":["Unsupported lender_type or property_type enum value returns a 400 validation error","Stale or unavailable benchmark data may result in a 503 or degraded response","Payment failure (USDC) results in a 402 and no data returned","Network timeout if upstream MBA CREF or Trepp data source is unavailable"],"whenToPreferThis":"Use this endpoint when a CRE CFO, capital markets team, or real estate finance agent needs current, authoritative debt underwriting benchmarks (DSCR, LTV, spreads) for a specific lender type and property type combination — particularly when cryptographic auditability and source attribution (MBA CREF, Trepp) are required for deal documentation or compliance.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:45:01.064Z","isFirstParty":false}