{"uid":"cap_45CBY-mNUO1dbRAbbYJ0d","slug":"proppulse-home-affordability-calculator-5e9ef002","name":"PropPulse Home Affordability Calculator","description":"Home affordability calculator (how much house can I afford): max and recommended purchase price, true monthly cost, and debt/income ratio against income and debt for any global location. For homebuyer and personal-finance agents.","url":"https://proppulse.theaslangroupllc.com/api/prop/afford","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{"zip":{"type":"string","description":"legacy alias for location, implies country=US"},"debt":{"type":"string","description":"800 (monthly debt payments)"},"down":{"type":"string","description":"80000 (down payment)"},"lang":{"type":"string","description":"en | es | fr | de | zh | pt | ar"},"income":{"type":"string","description":"120000 (annual gross household income, local currency)"},"country":{"type":"string","description":"US | UK | CA | DE | AU | IN (optional)"},"location":{"type":"string","description":"Manchester | Bengaluru | 78701"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"dti_ratio":0.36,"loan_type":"Conventional 30yr","loan_amount":380000,"rate_assumed":6.85,"monthly_payment":2840,"recommended_price":460000,"max_purchase_price":520000}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_mhF9P2H2_KH8tOejoO6kA","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates maximum and recommended home purchase price, true monthly cost, and debt-to-income ratio based on income, debt, and location for any global market","exampleAgentPrompt":"I earn $95,000 a year, have $800 in monthly debt payments, and I'm looking to buy a home in Austin, Texas — can you tell me the maximum and recommended purchase price I can afford, what my true monthly cost would be, and whether my debt-to-income ratio is healthy?","exampleUseCases":[{"title":"First-time buyer affordability check","prompt":"I just graduated and landed my first job making $60,000 a year in San Francisco. I have about $15,000 in student loans left to pay off. Can you figure out what price range I should be looking at for homes, what my monthly payments would actually be including taxes and insurance, and let me know if my debt situation would be a problem for getting approved?"},{"title":"Career change budget reassessment","prompt":"I'm switching careers and my new salary will be $120,000 instead of my current $85,000. I still have $2,500 in monthly debt from my car and credit cards, but I'm hoping to use this raise to finally buy a place in Denver. Can you show me how much more house I can actually afford now and what the real monthly costs would look like?"},{"title":"International relocation home search","prompt":"My company is relocating me to Singapore next year and I'll be earning $150,000 SGD annually. I have about $800 in existing monthly loan payments back home. I want to understand my realistic budget for purchasing property there and whether my debt-to-income ratio would be acceptable by local standards — what should I be looking at?"}],"resultDescription":"Returns maximum purchase price, recommended purchase price, estimated true monthly ownership cost (including mortgage, taxes, insurance, etc.), and debt-to-income ratio calculated against the buyer's income and existing debt for the specified location","failureModes":["Missing or invalid income parameter returns error","Unsupported or unrecognized location returns computation failure","Negative or unrealistic debt values cause validation error","Interest rate out of plausible range may return error or warning","Payment failure (402) if USDC balance insufficient"],"whenToPreferThis":"Use this endpoint when a user wants to understand their home purchase budget based on their personal financial situation — income, existing debt, and a target location. Ideal for homebuyer agents and personal finance assistants needing a quick, location-aware affordability snapshot with DTI analysis rather than a full mortgage application or property-specific valuation.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T00:33:57.003Z","isFirstParty":false}