{"uid":"cap_3wPqwaXyhiir3YEKrcAun","slug":"payai-kyb-business-legitimacy-verifier-938f9e62","name":"PayAI KYB Business Legitimacy Verifier","description":"Verify a business is real and get a legitimacy verdict plus a 0-100 risk score. Give one of name, lei, cik, ticker, isin or qid and get a verdict (real, likely_real, inactive, dissolved or not_found), a risk category, per-dimension flags, reasons, the official registry and which registries corroborated. Deterministic scoring, no LLM. Legitimacy indicators, not legal or credit advice.","url":"https://payai.agentstools.dev/kyb/verify?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":[],"properties":{"cik":{"type":"string","description":"SEC EDGAR CIK (any zero-padding accepted)"},"lei":{"type":"string","description":"GLEIF Legal Entity Identifier, 20 characters"},"qid":{"type":"string","description":"Wikidata item id, e.g. Q312"},"isin":{"type":"string","description":"ISIN security identifier, 12 characters"},"name":{"type":"string","description":"Legal or common company name (fuzzy match)"},"ticker":{"type":"string","description":"Stock ticker symbol, e.g. AAPL"},"country":{"type":"string","description":"Optional country hint for disambiguation, e.g. US"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"2.0000","medianCents":"2.0000","p90Cents":"2.0000","minCents":"2.0000","maxCents":"2.0000","p95Cents":"2.0000","sampleCount":1,"varies":false,"failureChargeRate":1},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_jBRn9l7_DhM1LtHXhUbUq","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Verifies whether a business is real and returns a legitimacy verdict, 0-100 risk score, risk category, and per-dimension flags sourced from official registries.","exampleAgentPrompt":"Can you verify whether Acme Corp is a real, active business? Look it up by name and tell me the legitimacy verdict, risk score, and which registries confirmed it.","exampleUseCases":[{"title":"Vendor onboarding legitimacy check","prompt":"Before we sign a contract with this vendor, can you verify they're a real, active business? Look them up by their LEI and give me their risk score and legitimacy verdict so I know if it's safe to proceed."},{"title":"Pre-transaction business verification","prompt":"I'm about to wire money to a company called Pinnacle Solutions. Can you check if they're legitimate using their ticker or CIK? I need to know their risk score and whether they're actually registered in official registries."},{"title":"Dissolved or shell company detection","prompt":"We got contacted by a potential partner, but something feels off. Can you look up their business by name and tell me if they're dissolved, inactive, or just a shell company? I want to see the risk flags and which registries confirmed their status."}],"resultDescription":"Returns a verdict (real, likely_real, inactive, dissolved, or not_found), a numeric risk score from 0–100, a risk category, per-dimension flags, human-readable reasons for the verdict, the primary official registry used, and a list of corroborating registries.","failureModes":["Company not found in any registry returns verdict 'not_found' with no risk score","Ambiguous name match with no country hint may return wrong entity — use country param to disambiguate","Invalid or malformed LEI/ISIN/CIK returns a 400 error","Inactive or dissolved companies return appropriate verdict but limited registry data","Rate limiting or payment failure returns 402 when USDC is not provided"],"whenToPreferThis":"Choose this endpoint when you need a deterministic, registry-backed legitimacy verdict for a business entity before transacting, onboarding, or due diligence — especially when you have a structured identifier like LEI, CIK, ISIN, or ticker. It is better than a generic web search because it fuses multiple official registries and returns a structured, auditable verdict without LLM hallucination risk.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T18:40:36.016Z","isFirstParty":false,"canonicalSlug":"payai-kyb-business-legitimacy-verifier-938f9e62"}