{"uid":"cap_3JmKHktXN2wBdSoAcc5zv","slug":"httpay-lending-rates-api-4cac076b","name":"HTTPay Lending Rates API","description":"Compare lending and borrowing rates across all Base lending protocols: Aave V3, Morpho, Moonwell, Compound V3, Seamless. Per token: supply APY, borrow APY, utilization rate, TVL. Useful for yield optimization agents finding the best rates.","url":"https://httpay.xyz/api/lending-rates","method":"POST","headers":{},"bodySchema":null,"responseSchema":{"type":"json","example":{"description":"Compare lending and borrowing rates across all Base lending protocols: Aave V3, Morpho, Moonwell, Compound V3, Seamless. Per token: supply APY, borrow APY, utilization rate, TVL. Useful for yield optimization agents finding the best rates."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_GSJWqZcSEwODBjx3lN2eO","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":null,"unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns current supply APY, borrow APY, utilization rate, and TVL across major Base lending protocols (Aave V3, Morpho, Moonwell, Compound V3, Seamless) for yield optimization.","exampleAgentPrompt":"What are the best supply and borrow rates right now across Aave V3, Morpho, Moonwell, Compound V3, and Seamless on Base? I want to find where I can earn the highest APY on my USDC.","exampleUseCases":null,"resultDescription":"A JSON object listing per-token lending and borrowing data across all major Base lending protocols, including supply APY, borrow APY, utilization rate, and TVL — enabling direct comparison for yield optimization decisions.","failureModes":["Payment required (402): USDC x402 payment not included or insufficient — must pay $0.01 USDC per call","Upstream data unavailable: on-chain RPC or protocol subgraph unreachable, returns error or stale data","Rate limiting: excessive calls may be throttled","Empty result: no data available for a specific token or protocol at query time"],"whenToPreferThis":"Use this endpoint when an agent needs to compare DeFi lending and borrowing rates across multiple Base protocols in a single call, without managing API keys or subscriptions. Ideal for yield optimization workflows, DeFi dashboards, and automated rebalancing agents operating on Base.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:42:47.071Z","isFirstParty":false}