{"uid":"cap_3CjxyWAX5_oVyT1tydJOs","slug":"us-money-supply-bank-credit-ad107fc5","name":"US Money Supply & Bank Credit","description":"US money supply and bank credit snapshot in one call, live from FRED: M2 money stock (level + YoY change), M1 money stock, and commercial & industrial loan volume (level + YoY change) -- liquidity/credit-conditions indicators distinct from the price-level inflation series in /economic-indicators. Replaces 3 separate FRED series lookups. Not ticker-specific. $0.01/call.","url":"https://www.x402financialdata.com/money-supply?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_BboV7I8Rn9Yt4lcSdZSHy","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a snapshot of US money supply (M2, M1) and commercial & industrial loan volume with year-over-year changes, sourced live from FRED.","exampleAgentPrompt":"Pull the latest US money supply snapshot — I want M2 and M1 levels plus their year-over-year changes, and the current commercial and industrial loan volume with its YoY change.","exampleUseCases":[{"title":"Macro liquidity dashboard monitoring","prompt":"Give me a current snapshot of US money supply and bank credit conditions — M2, M1, and commercial loan volumes with year-over-year changes — so I can update my macro liquidity dashboard."},{"title":"Fed policy tightening research","prompt":"I'm writing a report on whether the Fed's tightening is actually reducing credit — can you pull the latest M2 money stock and commercial and industrial loan data with year-over-year figures?"},{"title":"Automated weekly credit conditions alert","prompt":"Check the current US money supply and commercial loan levels compared to a year ago and let me know if either M2 or C&I loans have contracted year-over-year."}],"resultDescription":"Returns a single JSON object containing: M2 money stock level and YoY percentage change, M1 money stock level, and commercial & industrial loan volume level and YoY percentage change — all sourced live from FRED in a single API call.","failureModes":["FRED API unavailable — upstream data source outage","Stale data if FRED has not yet published the latest release","HTTP 402 Payment Required if x402 payment header is missing or insufficient","Rate limiting if called excessively in a short window"],"whenToPreferThis":"Choose this endpoint when you need a consolidated US liquidity and credit conditions snapshot without making 3 separate FRED API calls. Prefer it over direct FRED access for convenience, and over inflation/price-level endpoints when you specifically want money stock and bank lending data rather than CPI or PCE figures.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-18T12:31:02.934Z","isFirstParty":false,"canonicalSlug":"us-money-supply-bank-credit-ad107fc5"}