{"uid":"cap_350J6xYFkUzxe9JI21FEt","slug":"rsoft-bank-kelly-amm-credit-assessment-bank-analyst-94b3114b","name":"RSoft Bank – Kelly-AMM Credit Assessment (Bank Analyst)","description":"Credit assessment of an AI agent wallet for a given USDC amount by RSoft Bank's underwriting model (Kelly-criterion sizing over on-chain history and ERC-8004 reputation). Returns approved true/false, a credit score, a risk tier from AAA to CCC and the annual rate the bank would charge. Use it to pre-qualify an agent before requesting a loan, or as an independent agent credit score when deciding whether to lend to, defer payment from or trust an autonomous agent with funds.","url":"https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"amount":{"type":"number","description":"Loan amount to assess, in USDC"},"agent_id":{"type":"string","description":"EVM wallet address (0x...)"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_fCez-0hNnF_pNZC7a-1hn","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Runs a Kelly-AMM credit assessment for an agent wallet address and a specified loan amount, returning a credit risk evaluation.","exampleAgentPrompt":"Can you run the RSoft Bank Analyst credit check on wallet 0x1234abcd...5678 to see if it qualifies for a 500 USDC loan?","exampleUseCases":[{"title":"Pre-loan creditworthiness screening","prompt":"Before I issue a 1000 USDC loan to the agent at 0xAbCd...1234, can you run a Kelly-AMM credit assessment on that wallet through RSoft Bank to see if it's creditworthy?"},{"title":"Automated lending gateway check","prompt":"My lending bot needs to decide whether to approve a 250 USDC loan request from agent 0x9F3a...8B12 — run the RSoft Bank Analyst credit check so I can make the call."},{"title":"Risk evaluation before DeFi deal","prompt":"I'm about to enter a liquidity deal with agent 0x4E7c...2D90 for 750 USDC — can you pull the RSoft Bank credit assessment for that wallet and amount first?"}],"resultDescription":"Returns a Kelly-AMM credit assessment result indicating the creditworthiness of the specified agent wallet for the requested loan amount, likely including a risk score or approval signal.","failureModes":["Invalid or malformed EVM wallet address returns an error","Amount not provided or non-numeric causes validation failure","Insufficient payment (less than $0.01 USDC via x402) results in 402 Payment Required","Agent wallet has no on-chain history, leading to indeterminate score","Service unavailability returns a 5xx Lambda error"],"whenToPreferThis":"Use this endpoint when you need a focused Bank Analyst (Kelly-AMM) credit assessment for a specific agent and loan amount, without the overhead of the full risk score (Gatekeeper + Analyst + Treasury caps). Prefer this over the full risk endpoint when you only need the analyst layer and want to minimize cost and latency.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-16T06:43:54.671Z","isFirstParty":false,"canonicalSlug":"rsoft-bank-kelly-amm-credit-assessment-bank-analyst-94b3114b"}