{"uid":"cap_2uLuaYU7MJU4rdraedOMb","slug":"financial-analyst-ai-7ec45a32","name":"financial-analyst.ai SFR Underwriting","description":"Single-Family Rental (SFR) underwriting — buy-and-hold analysis with annual projections, DSCR, cap rate, CoC return, IRR, MOIC, and exit valuation over a configurable hold period.","url":"https://financial-analyst.ai/sfr/underwrite","method":"POST","headers":{},"bodySchema":{"type":"object"},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.5","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.5/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_PKXpWt7XzURD0RmsmhdC4","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.5","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Underwrites single-family rental acquisitions with annual projections, DSCR, cap rate, cash-on-cash return, IRR, MOIC, and exit valuation over a configurable hold period.","exampleAgentPrompt":"Underwrite this single-family rental for me: purchase price $385,000, 20% down at 7.25% for 30 years, projected gross rent $2,400/month, operating expenses $800/month including taxes and insurance, hold for 7 years, and assume a 6.5% exit cap rate — give me the DSCR, cap rate, cash-on-cash return, IRR, and MOIC with annual projections.","exampleUseCases":null,"resultDescription":"Returns a full buy-and-hold underwriting report including annual cash flow projections, net operating income (NOI), debt service coverage ratio (DSCR), cap rate, cash-on-cash (CoC) return, IRR, MOIC, and exit valuation at the end of the configured hold period.","failureModes":["Missing required inputs such as purchase price or rent returns a 400 validation error","Negative NOI or DSCR below threshold may return a NO-GO verdict rather than an error","Invalid hold period or malformed financing terms return a parameter error","Payment not included or insufficient USDC balance returns a 402 Payment Required","Server-side computation error returns a 500 with an error message"],"whenToPreferThis":"Use this endpoint when evaluating a single-family residential property as a long-term buy-and-hold rental investment and you need a full set of returns metrics (DSCR, cap rate, CoC, IRR, MOIC) with year-by-year projections. Prefer this over the STR or fix-and-flip endpoints when the strategy is a standard long-term tenancy, not vacation rental or a quick flip. Choose this over the multifamily endpoint when the property is a single-unit residential asset.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T12:41:58.567Z","isFirstParty":false}