{"uid":"cap_1uQUp5nHcIvR65X_ACrIa","slug":"sindri-cap-rate-multi-year-real-estate-deal-analyzer-bac53189","name":"Sindri Cap Rate & Multi-Year Real Estate Deal Analyzer","description":"Cap rate calculator for real estate investing. Runs a full multi-year deal analysis (per-category rent/expense growth, a sale scenario, IRR) and headlines the capitalization rate: first-year NOI divided by purchase price.","url":"https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/capRateCalculator?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"salePrice":{"type":"number","description":"Expected sale price at the end of the holding period."},"monthlyHOA":{"type":"number","default":0,"description":"Monthly HOA fee. Default 0."},"rehabCosts":{"type":"number","default":0,"description":"Upfront rehab/improvement costs. Default 0."},"monthlyRent":{"type":"number","description":"Total monthly rent collected, before vacancy/management fee."},"vacancyRate":{"type":"number","default":0.08,"description":"Expected vacancy rate, as a fraction (0-1). Default 0.08."},"closingCosts":{"type":"number","default":0,"description":"Closing costs. Default 0."},"interestRate":{"type":"number","description":"Annual mortgage interest rate, as a fraction. Ignored if downPaymentPercent is 1."},"loanTermYears":{"type":"number","description":"Loan term in years (1-50). Ignored if downPaymentPercent is 1."},"purchasePrice":{"type":"number","description":"Property purchase price."},"annualInsurance":{"type":"number","description":"Annual landlord insurance in the first year."},"saleExpensesRate":{"type":"number","default":0.09,"description":"Sale costs (agent commission, closing costs, etc.), as a fraction of sale price (0-1). Default 0.09."},"annualMaintenance":{"type":"number","description":"Annual maintenance budget in the first year."},"hoaAnnualIncrease":{"type":"number","default":0.03,"description":"Annual HOA fee growth rate, as a fraction. Default 0.03."},"downPaymentPercent":{"type":"number","description":"Down payment as a fraction of purchase price (0-1). Use 1 for an all-cash purchase."},"holdingLengthYears":{"type":"number","description":"Number of years you plan to hold the property before selling (1-50)."},"rentAnnualIncrease":{"type":"number","default":0.03,"description":"Annual rent growth rate, as a fraction. Default 0.03."},"annualPropertyTaxes":{"type":"number","description":"Annual property taxes in the first year."},"otherAnnualExpenses":{"type":"number","default":0,"description":"Other annual operating expenses in the first year. Default 0."},"otherAnnualIncrease":{"type":"number","default":0.03,"description":"Annual growth rate for other expenses, as a fraction. Default 0.03."},"taxesAnnualIncrease":{"type":"number","default":0.03,"description":"Annual property tax growth rate, as a fraction. Default 0.03."},"insuranceAnnualIncrease":{"type":"number","default":0.03,"description":"Annual insurance growth rate, as a fraction. Default 0.03."},"maintenanceAnnualIncrease":{"type":"number","default":0.03,"description":"Annual maintenance cost growth rate, as a fraction. Default 0.03."},"propertyManagementFeeRate":{"type":"number","default":0.1,"description":"Property management fee, as a fraction of gross rent (0-1). Default 0.10."}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_KE0_0NDVHecOhV_shST7f","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes the capitalization rate (first-year NOI ÷ purchase price) and runs a full multi-year rental property deal analysis including per-category expense growth, sale scenario, and IRR.","exampleAgentPrompt":"Can you run a full cap rate and deal analysis on a rental property I'm looking at — $425,000 purchase price, $2,400/month rent, 25% down payment, 7.1% interest rate on a 30-year loan, $5,200/year in property taxes, $1,800/year insurance, $2,500/year maintenance, 8% vacancy, $150/month HOA, and I plan to hold it for 7 years then sell for $550,000?","exampleUseCases":[{"title":"Pre-offer rental property underwriting","prompt":"Before I make an offer, can you analyze this deal for me? $380,000 purchase price, $2,100/month rent, 20% down, 6.9% rate on a 30-year loan, $4,800 property taxes, $1,500 insurance, $2,000 maintenance, standard 8% vacancy, no HOA, and I'd sell in 5 years for $460,000."},{"title":"All-cash investment return projection","prompt":"I'm thinking of buying a small rental property for $250,000 cash — no mortgage. Rent would be $1,600/month, $3,200/year taxes, $1,200/year insurance, $1,800/year maintenance, 8% vacancy, and I'd sell in 10 years for $340,000. What's the cap rate and IRR on that deal?"},{"title":"Comparing high-rehab vs turnkey scenarios","prompt":"Run a deal analysis on a property I'd buy for $310,000 with $40,000 in upfront rehab and $12,000 in closing costs — after rehab it'll rent for $2,200/month, 25% down, 7.25% rate 30-year loan, $3,900 taxes, $1,400 insurance, $1,500 maintenance, and I plan to hold 6 years and sell for $420,000."}],"resultDescription":"Returns the first-year capitalization rate (NOI ÷ purchase price), first-year net operating income, mortgage payment, year-by-year cash flow projections with per-category rent and expense growth applied, net sale proceeds after costs, total holding period return, cash-on-cash return, and IRR over the specified holding period.","failureModes":["Missing required fields (purchasePrice, monthlyRent, downPaymentPercent, interestRate, loanTermYears, holdingLengthYears, annualPropertyTaxes, annualInsurance, annualMaintenance) returns a validation error","Invalid fractions outside 0-1 range for rates return an error","loanTermYears or holdingLengthYears outside 1-50 range rejected","salePrice not provided may cause sale-scenario computation to fail or be omitted","Negative expense or income values may produce nonsensical results"],"whenToPreferThis":"Choose this endpoint when you need a comprehensive real estate investment analysis that goes beyond a simple cap rate — specifically when you want multi-year cash flow projections, IRR, sale scenario modeling, and per-category growth rates for rent and expenses. Ideal for pre-purchase underwriting of residential rental properties or small multifamily deals.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-19T00:44:33.279Z","isFirstParty":false,"canonicalSlug":"sindri-cap-rate-multi-year-real-estate-deal-analyzer-bac53189"}