{"uid":"cap_1nMIGIvXo76Je7DFCW2sx","slug":"bankrate-mortgage-rates-c559530c","name":"Bankrate Mortgage Rates","description":"Today's US mortgage rates from Bankrate: national average interest rate and APR for each product (30-, 20-, 15- and 10-year fixed, 30-year FHA, VA and jumbo, adjustable-rate mortgages) for purchase and refinance, with Bankrate's 'rates as of' time, plus the daily 30-year fixed purchase rate and APR history from Bankrate's chart (about 60 days).","url":"https://api.jobsproperty-api.workers.dev/api/realestate/bankrate-mortgage-rates?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","properties":{"type":{"type":"string","description":"purchase, refinance or all (default all)"},"history":{"type":"string","description":"true (default) to include the daily 30-year fixed history, false to skip it"}}}},"additionalProperties":false}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.002","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.002/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_nig8sXo9OGonfgttn7iWV","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.002","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Fetches today's US mortgage rates (interest rate and APR for all major loan products) from Bankrate, plus optional 60-day daily history for the 30-year fixed rate.","exampleAgentPrompt":"What are today's mortgage rates from Bankrate for both purchase and refinance — give me the interest rate and APR for each product including 30-year fixed, 15-year fixed, FHA, VA, jumbo, and ARMs, and include the recent 60-day rate history for the 30-year fixed.","exampleUseCases":[{"title":"Home buyer rate comparison","prompt":"I'm about to make an offer on a house — can you pull today's Bankrate mortgage rates for purchase loans so I can see the current rates and APRs across all the major loan types like 30-year fixed, 15-year fixed, FHA, and VA?"},{"title":"Refinance decision research","prompt":"I'm thinking about refinancing my mortgage. Can you get me today's refinance rates from Bankrate — I want to see the APR and interest rate for the 30-year and 15-year fixed products specifically."},{"title":"Rate trend monitoring","prompt":"Can you grab today's Bankrate mortgage rates for all loan types and include the 60-day daily history for the 30-year fixed rate so I can see which direction rates have been moving lately?"}],"resultDescription":"Returns the current national average mortgage interest rates and APRs from Bankrate for each major loan product (30-, 20-, 15-, and 10-year fixed, 30-year FHA, VA, jumbo, and adjustable-rate mortgages), segmented by purchase and/or refinance. Also includes Bankrate's 'rates as of' timestamp and optionally a ~60-day daily history of the 30-year fixed purchase rate and APR from Bankrate's rate chart.","failureModes":["Bankrate website unavailable or changed structure — may return empty or malformed data","Rate data temporarily stale if Bankrate hasn't updated that day","Invalid 'type' parameter value may cause unexpected filtering","History flag ignored or defaulted if not recognized"],"whenToPreferThis":"Use this endpoint when you need current US national average mortgage rates across all major loan products from Bankrate specifically, including both purchase and refinance rates with APR, or when you need recent daily rate history for the 30-year fixed product. Prefer this over generic financial data APIs when Bankrate's specific published rates and timestamps are needed for consumer mortgage comparison.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-29T00:34:21.741Z","isFirstParty":false,"canonicalSlug":"bankrate-mortgage-rates-c559530c"}