{"uid":"cap_17d9eT7o56PBfSPuKHgPn","slug":"debtpulse-freedom-roadmap-97db5fee","name":"DebtPulse Freedom Roadmap","description":"Debt-free roadmap and payoff plan with wealth-building projection. Returns a phase-by-phase plan from current debt to debt-free, with milestones, the monthly budget required, and a 10-year wealth projection. For debt-relief and personal-finance agents.","url":"https://debtpulse.vercel.app/api/debt/freedom-roadmap","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":["debts","income"],"properties":{"lang":{"type":"string","description":"Response language (ISO 639-1 code). Claude responds natively in any language."},"debts":{"type":"string","description":"debts"},"income":{"type":"string","description":"Monthly income in USD"},"country":{"type":"string","description":"Jurisdiction for country-specific rules and programs"},"savings":{"type":"string","description":"savings"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.15","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.15/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_TiQDZNGVXnW68JuUnkTDW","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.15","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Generates a phase-by-phase debt freedom roadmap with a 10-year projection from current debt to wealth-building","exampleAgentPrompt":"Can you give me a DebtPulse freedom roadmap showing the phase-by-phase plan to go from my current debts — $12,000 on a credit card at 22% APR, $8,500 personal loan at 11% APR — to wealth building, with a 10-year projection, assuming I can put $800 a month toward debt?","exampleUseCases":[{"title":"Personal loan payoff and wealth planning","prompt":"I've got about $45,000 in student loans and a car payment. Can you map out what my debt payoff journey looks like over the next decade if I start throwing $1,500 a month at it? I want to see when I'll actually be debt-free and what happens after that."},{"title":"Multi-debt consolidation strategy","prompt":"I'm juggling three credit cards totaling $28,000 and I'm wondering if there's a smart path forward. Show me a phase-by-phase roadmap if I can commit $1,200 monthly — when will I hit each milestone and what's my wealth picture in 10 years?"},{"title":"Mortgage and consumer debt elimination","prompt":"We have a mortgage, some credit card debt, and a personal loan. Can you give us a realistic roadmap showing how we get all the consumer debt cleared and then start building real wealth, assuming we can dedicate $2,000 a month? Walk me through the phases and milestones."}],"resultDescription":"A structured phase-by-phase roadmap showing the journey from current debt to debt freedom and into wealth-building, with specific milestones, timelines, and a 10-year financial projection including projected net worth and key inflection points.","failureModes":["Missing or invalid debt input parameters returns an error","Negative or zero payment capacity may produce an infeasible roadmap","Unsupported debt types or currencies may not be handled","Payment processing failure (402) if USDC payment is not completed","Malformed request returns 400 bad request"],"whenToPreferThis":"Use this endpoint when you need a long-horizon, phase-based roadmap rather than just a simple payoff date calculation. It is ideal when the user wants to understand the full journey from debt elimination through to wealth accumulation, including 10-year projections and milestone phases — not just a single payoff comparison metric.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T00:41:07.026Z","isFirstParty":false}