{"uid":"cap_0C3e0Gk0kWTJXHtSjOJlb","slug":"kihustle-dscr-calculator-58a52175","name":"KiHustle DSCR Calculator","description":"Kostenlose Guides, Solo-Playbooks und Artikel zu KI, Automation und Side Hustles — für Menschen, die mit echten Systemen online Einkommen aufbauen wollen. Transparent finanziert über faire Affiliate-Links.","url":"https://kihustle.tech/bot-bazaar/api/v1/dscr-calculator?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"total_debt_service":{"type":"number"},"net_operating_income":{"type":"number"}}},"responseSchema":{"type":"json","example":{"result":"processed","status":"success"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.002","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.002/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_GpI7wZxi1YKjMeebbLJJy","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.002","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates the Debt Service Coverage Ratio (DSCR) given net operating income and total debt service","exampleAgentPrompt":"Can you calculate the DSCR for a property that has a net operating income of $85,000 and a total annual debt service of $72,000?","exampleUseCases":[{"title":"Rental property loan eligibility check","prompt":"I'm applying for a commercial real estate loan and need to know my DSCR — my property brings in $120,000 net operating income and my annual debt payments are $95,000. Can you calculate it for me?"},{"title":"Investment property cash flow analysis","prompt":"I'm evaluating a duplex investment — it generates $48,000 in net operating income per year and the total debt service is $52,000. What's the DSCR and does it look healthy?"},{"title":"Side hustle real estate business planning","prompt":"I'm building a small real estate portfolio and want to check my coverage ratio — I have $210,000 in NOI across my properties and $175,000 in total annual debt service. Can you run the DSCR calculation?"}],"resultDescription":"Returns a JSON object confirming the computation was processed successfully, along with the calculated DSCR result (net operating income divided by total debt service). The response includes a 'result' field with the ratio or outcome and a 'status' field indicating success.","failureModes":["Missing required fields (total_debt_service or net_operating_income) returns an error","Division by zero if total_debt_service is 0","Invalid non-numeric input types may cause processing failure","Payment failure via x402 protocol blocks the request","Unexpected server errors may return non-200 responses"],"whenToPreferThis":"Choose this endpoint when you need a quick, inexpensive ($0.002 USDC) programmatic DSCR calculation without building the formula yourself, especially within automated real estate analysis workflows or agent pipelines that assess investment property viability or loan coverage ratios.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T12:51:04.023Z","isFirstParty":false,"canonicalSlug":"kihustle-dscr-calculator-ba374aa4"}