{"uid":"cap_0BOrtUKvRXf4OfolqNX_k","slug":"ozmium-fixed-rate-loan-market-listings-794ad3bd","name":"Ozmium Fixed-Rate Loan Market Listings","description":"Every live Morpho Midnight fixed-rate, fixed-term book on Base: marketId, tokens, LLTV, oracle, maturity, and both sides implied APRs (borrow = best bid, lend = best ask). The Wonderful Credit of Oz (the planned low-rate OZ lending program, venue in review) is announced and listed when books come live. The input universe for /v1/tx/fixed. GET /v1/loan/fixed.","url":"https://ozmium.org/v1/loan/fixed","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","properties":{"data":{"type":"object","properties":{"ok":{"type":"boolean"}}},"network":{"type":"string"}}}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.001","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.001/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.001","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.001","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_uJXTmHgznrWuMbrb-olDk","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.001","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns all live Morpho Midnight fixed-rate, fixed-term lending/borrowing markets on Base, including market IDs, token pairs, LLTV, oracle, maturity dates, and implied APRs for both borrow and lend sides.","exampleAgentPrompt":"What fixed-rate lending and borrowing markets are live right now on Ozmium — I want to see all the market IDs, token pairs, maturity dates, and the current implied APRs for both sides so I can decide where to put my USDC.","exampleUseCases":[{"title":"Scouting best fixed borrow rate","prompt":"Show me all the live Morpho Midnight fixed-rate markets on Base — I want to find the cheapest fixed APR to borrow OZ using my WETH as collateral before I actually submit a transaction."},{"title":"Comparing OZ lend yields","prompt":"What are the current lend-side APRs across all the Ozmium OZ credit markets? I want to know which book is offering the best fixed rate if I lend OZ right now."},{"title":"Pre-trade market discovery for automated borrowing","prompt":"Before I run the fixed-rate borrow transaction, pull the full list of live Morpho Midnight fixed-rate books on Base so I know which marketId, maturity, and LLTV to use — I'm collateralizing with cbBTC."}],"resultDescription":"A JSON list of all currently live Morpho Midnight fixed-rate, fixed-term market books on Base, each containing: marketId, collateral and loan token addresses/symbols, LLTV ratio, oracle address, maturity timestamp, implied borrow APR (best bid), and implied lend APR (best ask). Includes OZ (Ozmium token) credit markets with USDC, WETH, cbETH, and cbBTC collateral.","failureModes":["No live markets available — returns empty list if no Morpho Midnight fixed-rate books are currently active","Payment failure — x402 micropayment of 0.001 USDC not completed or rejected, returns 402 Payment Required","Network error — Base RPC or Morpho Midnight data source unavailable, returns 5xx","Rate limiting — excessive calls may be throttled"],"whenToPreferThis":"Use this endpoint when you need to discover or enumerate all currently live Morpho Midnight fixed-rate markets on Base before constructing a borrow or lend transaction. It is the required input universe for /v1/tx/fixed — call this first to select a valid marketId. Prefer this over on-chain queries when you want pre-computed implied APRs for both sides without needing to decode order book data yourself.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T18:55:57.545Z","isFirstParty":false}