{"uid":"cap_-3m_uv864HmL9sapLcqtF","slug":"rsoft-bank-usdc-loan-request-e4e6717d","name":"RSoft Bank USDC Loan Request","description":"Request a real USDC loan for an AI agent on Base mainnet from RSoft Bank: an actual lender, not a loan calculator. Call it when your agent needs working capital. The agent signs an EIP-712 LoanRequest (wallet, amount, nonce, deadline); the bank underwrites it and disburses USDC on-chain to the agent wallet. No human sponsor: 2 USDC flat. With a sponsor: from 5 USDC, growing with each repaid loan. Returns request_id, status and amount. Repaying on time earns ERC-8004 reputation.","url":"https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/loans?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"nonce":{"type":"string","description":"Unique nonce included in the signed struct"},"amount":{"type":"number","description":"Loan amount in USDC (per-loan cap applies)"},"agent_id":{"type":"string","description":"Borrower EVM wallet address (0x...)"},"deadline":{"type":"integer","description":"Unix timestamp the signature expires"},"signature":{"type":"string","description":"Borrower EIP-712 signature over (wallet, amount, nonce, deadline) — the bank never originates unsigned loans"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_FfDvn6WcIsTQj54gPxiVE","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Submits a signed EIP-712 loan request to RSoft Agentic Bank and disburses USDC to the borrower's wallet if approved","exampleAgentPrompt":"Request a $500 USDC loan from RSoft Agentic Bank to my wallet 0xABC...123 — I've already signed the EIP-712 struct with nonce abc-42 and deadline 1750000000.","exampleUseCases":[{"title":"Agent self-funds for on-chain operations","prompt":"My agent at 0xDEAD...BEEF needs 200 USDC to cover gas and protocol fees this week — submit a loan request to RSoft Bank signed with nonce ops-001 expiring at Unix timestamp 1750100000."},{"title":"DeFi bot borrows liquidity before arbitrage","prompt":"My arbitrage bot wallet 0x1234...5678 needs a 1000 USDC loan from RSoft Agentic Bank right now — use nonce arb-007, deadline 1750200000, and I have the EIP-712 signature ready."},{"title":"Agent treasury top-up between payouts","prompt":"Top up my agent's treasury at 0xABCD...EFGH with a 300 USDC RSoft Bank loan using signed nonce treasury-q2, expiring at timestamp 1750300000."}],"resultDescription":"Returns confirmation of the USDC loan origination, including disbursement status and any loan metadata. On success, USDC is transferred to the borrower's EVM wallet address. Errors may include signature validation failures, per-loan cap breaches, expired deadlines, or insufficient credit.","failureModes":["Invalid or expired EIP-712 signature — loan rejected","Deadline (Unix timestamp) already passed at submission time","Nonce reuse — duplicate nonce rejected to prevent replay attacks","Loan amount exceeds per-loan cap — request denied","agent_id wallet address not recognized or not KYA-verified","Insufficient bank liquidity for the requested amount","Malformed wallet address (agent_id not a valid 0x EVM address)"],"whenToPreferThis":"Use this endpoint when an AI agent or autonomous wallet needs to borrow USDC on-chain with a cryptographically signed, non-custodial loan request. Prefer this over generic DeFi lending protocols when operating within the RSoft Agentic Bank ecosystem, especially when the agent has already obtained a KYA token, credit assessment, or ERC-8004 attestation from RSoft's sibling endpoints. This endpoint is the final disbursement step after credit checks.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-16T00:38:36.263Z","isFirstParty":false,"canonicalSlug":"rsoft-bank-usdc-loan-request-e4e6717d"}