{"uid":"cap_-3bsQmIlkKoEyG2fGodSs","slug":"xynaptic-factoring-debtor-risk-1bc6a094","name":"Xynaptic Factoring Debtor Risk","description":"Xynaptic Factoring Debtor Risk — pre-advance credit assessment of an invoice debtor (French company): registry status, financial strength, payment-risk verdict (advance/caution/refuse) and recommended max exposure. Informational, not financial advice. GET ?siren=... or ?name=...","url":"https://api.xynaptic.io/v1/factoring-debtor-risk?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","additionalProperties":{"type":"string"}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_FmDvKplDzHxP_L20gggJy","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Assesses the credit risk of a French invoice debtor (by SIREN or name) for factoring decisions, returning registry status, financial strength, payment-risk verdict, and recommended maximum exposure.","exampleAgentPrompt":"Before we factor this invoice, can you pull the Xynaptic debtor risk assessment for the French company with SIREN 552032534 — I need to know their registry status, financial strength, and whether the verdict is advance, caution, or refuse?","exampleUseCases":[{"title":"Pre-advance invoice factoring check","prompt":"We just received an invoice from Carrefour SA (SIREN 552032534) and want to factor it — can you check their debtor risk, get the payment verdict, and tell me the recommended max exposure before we advance any funds?"},{"title":"Unknown supplier credit vetting","prompt":"I only have the name 'Dupont Industrie' and need to know if they're safe to factor invoices for — can you look them up in the French registry and give me their financial strength and risk verdict?"},{"title":"Portfolio debtor risk review","prompt":"We're reviewing our factoring book and need to reassess the credit risk on Société Générale (SIREN 552120222) — please get their current registry status, financial score, and whether the recommendation is still to advance."}],"resultDescription":"Returns a structured report on the French debtor company including: official registry status (active/inactive), financial strength indicator, a payment-risk verdict (advance / caution / refuse), and a recommended maximum exposure amount. Explicitly informational and not financial advice.","failureModes":["SIREN not found in French registry — returns error or empty result","Company name is ambiguous and matches multiple entities — may return best guess or require SIREN","Company has no financial data on record — verdict may default to caution or refuse","Invalid SIREN format — returns validation error","Rate limit or payment failure for the $0.05 USDC x402 charge — returns 402 or 429"],"whenToPreferThis":"Use this endpoint when you need a pre-advance credit assessment specifically for French companies in a factoring or accounts-receivable context. It is purpose-built for invoice factoring workflows and returns an actionable verdict (advance/caution/refuse) alongside a recommended exposure cap, which generic company lookup or credit bureau APIs do not provide.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-02T18:48:36.420Z","isFirstParty":false,"canonicalSlug":"xynaptic-factoring-debtor-risk-1bc6a094"}